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201205888 <br />(0) "Trustee" is <br />First National Bank Omaha <br />(E) "Note" moms the promissory note signed by Borrower and dated July 11, 2012 <br />The Note states that Borrower owes; Lender <br />One Hiradred Thaty-Seven Thousand Nine Hundred and 00/100 Dollars <br />(U.S. S 137,900,00 ) plus interest Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in 0 not later than August 1, 2042 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument plus interest <br />(N) "Riders" means all Riders to this Security Instrument that ire executed by Borrower. The following Riders are to <br />be executed 1)), Borrower [check box as applicableli <br />Adjustable Rate Rider F-1 Condominium Rider Second Rome Rider <br />0 Balloon Rider Planned Unit Developmern Rider 0 1-4 Family Rider <br />OVA Rider BiweeklyPayment Rider El Other(s) [sN-*] <br />(1) "Applicable Law" mean all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (#iat have the effect of law) as well as all applicable -final, non -appealable <br />judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium associadou, homeowners association <br />or sunflarorganization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument which is initiated through an electronic terminal, telephonic histrumead, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account Such term includes, but is not limited to, point-of-sale transfers, automated taller machine transactions, <br />transfers initiated by telephone, whe transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that air described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under The coverages described in Section 5) for: (i) damage <br />to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the ProperLy, Cii� <br />conveyance in lieu of condenriaboir, or (rv) misrepresentations of., or omissions as to, the value and/or condition <br />of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the <br />Loan. <br />(0) "Periodic Payment' mcmm the regularly scheduled amount due for (i) principal and interest under the Note, <br />plus (ii) any amounts under Section 3 of this Security Instrument <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq,) and its <br />implementing regulation, Regulation X (24 C.Y.P- Part 3500), as they might be amended from thae to time, or any <br />additional or successor legislation or regulation that governs [be same subject matter. As used in this Security <br />histrument, " RESPA" refers to all requirements and restrictions That arc imposed in regard to a " federally related <br />mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken btle to the Property, whether, or not <br />that party, has assumed Borrowds obligations under the Note and/or this Security Instrument <br />NEQRAWMmgr& �y Famle Maelftedd� Mae 01FORM INMUMM F.. SM 10 <br />VTAP 0 MWO(NE) (1105)00 <br />INW. Wer Re.�&al Sem� Page 2d15 <br />IN <br />0110ONE9770656 <br />