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<br /> payments may no longer be requ1rcd.at thc option of C.ci�dcr, If mongagc intiurance covcrugc(in thc ui�x�w�t and f'or thc�x.rial
<br /> thut Lcnder requires)provided Uy un in�urer upprovcd by I.cndcr Again bcr��mes uvs�ilablc und is abtaincd. l3�rrowcr shull puy
<br />� the premiums requircd ta mulntuin mortgusc insurunce in cffcct,or to pre�vide a lors rescrvc,until the rcquircmcnt fc�r nwnguge
<br />' insurance ends in accordunce with uny written ugreement between Borrower and Lender nr upplicable luw.
<br /> 9. Inspeettan,L.ender or its agent may makc reasonable entricw upuu und inspcctiuns uf thc Property.l.ender sicdl ttive �
<br /> Borrower notice at the time af or prior to nn inspection specifying reaconablc cuuse fc�r the inspcction.
<br /> 10. Condemaatian. The procecds of uny award or claim for dnmages, direct or ransequcntiul. in cannection with uny
<br /> condcmnation or other takfng of any part of the Property.or for conveyunce in lieu of condemnation,are hercby assigned und
<br /> shall hc paid to Lender.
<br /> In thc event of u totnl takins of thc Property. the prooeeds shall bc applied to the sums sceurod by thi,Security Instrument,
<br /> whethcr or not then duc, with any excess paid to 8orrower. In the event of u partiul taking of thc Property in+vhtch thc Fiir
<br /> mnrket value of thc Praperry immediately before the taking is cqual to or greater than the anwunt of tha sums sccurcd by this
<br /> Security Instrument immcdiately before the taking.unless Borrawer and[.ender otherwise agrce in writing, the 5ums scxured by
<br /> this Security Instrument shull be reduced by the amaunt af the proceeds multiplied by the following fractian: (u) the total
<br /> amount of the sums secured immediately before the tas;ing. divided by (b) the fuir market value of the Propeny i�nrnediately
<br /> before the taking. Any balunce shall be paid to Borcower. In the event of a partial taking of the Property in which the fuir
<br /> tnarket value nf the Property immediutely befote the taking is less than the amount of the sums sa:ured imrnediately before the
<br /> taking,unless Borrower and L.endcr othcrwise agrce in writing or unless applicuble law otherwise provides,the proceeds shaIl
<br /> be appliod to the sums secured by this Security lnstrument whether or nat the sums are then due.
<br /> If ttte Property is abandoned by Borrower,or if, a8er notice by I.ender to Borrower that the condemnar offers ta make an
<br /> award or settle u claim for damages, Borrower fails to respond to L.ender within 30 days after the date the notice is given.
<br /> Lender is authorized to collect and apply the proceeds. at its option, either to restoration or repair of the Propetty or to the sums
<br /> . secured by this Se�urity Iastrument.whether or not then due.
<br /> Unless Lender and Borrower otherwise agree in wridng, nny appliaation of proceeds ta principal shall not extend or
<br /> postpone the due date af the monthly payments referred to in paragraphs 1 and 2 or change the amount of such payments.
<br /> Il.Borrower Not Released;Forbearance By L.ender Not a Watver.Extension af the time for paymcnt or moditicudon
<br /> of amortization of the sums secured by this Security Instrument granted by Lender to any successor in interest of Bonower shall
<br /> : not operate to mlease the liubility of the originnl Borcower or Borrower's successors in interest. Lender shall not be required to
<br /> commence praceedings against any successor in interest or refuse to extend time for payment or otherwise modify amorii�aGo,►
<br /> of the sums secured by this Securlty Instrument by reason of uny demand made by the original Borrower or Borcower's
<br /> successors in intemst. Any forbearance by Lender in exercisins any right or remedy shall not be u waiver of or preclude the
<br /> , exercise of any right or remedy.
<br /> 12. Succes.sors and Assigns Bound;Joint and 5everal Liability; Co-signers. The covenanu and agrcements of this
<br /> Security Instrument shall bind and benefit the suaessors and assigns of Lender and Borrower, subjxt to the provisions of
<br /> paragraph 17. Borrower's covenants and aRreements shall be joint and several. Any Bonower who co�signs this Secudty
<br /> Instrument but does not execute the Note: (a)is co•signins this Security Insmiment only to mortgage, gcanc and convey that
<br /> � Borrower's interest in thc Property under the terms of this Security Instrument;(b)is not personally obligated to pAy the sunis
<br /> secured by this Security Instrument:and(c)ag�ees that Lender and any otS�er Honower may agree to extend,modify. foibear or
<br /> �t make any accommodations with regard to the terms of this Security Instrument or the Note without that 13orrower's consent.
<br /> . 13.I,oan Ghorges.If the loan secured by this Scxurity Instrument is subject to a law which sets muximum loan charges.
<br /> � and that law is finally intecpreted so that the interest or other loan charge.s collected ar to be collected in connecdon with the
<br /> loan exceed the pennitted IimIts,then: (a)any such loan charge shall be reduced by the amount necessary to reduce tl�e charge
<br /> ' to the permitted limit;su�d(b)any sums:ilready collected from Borrower which exceeded permitted limits will be refunded to
<br /> Borrower. Lender may choo:e to make this refund by reducing the principal owed under the Note or by muking u direct
<br /> � payment to Boreower. If a refund reduces principal, the reduction wiU be trcated as a partiu! prepayment without any
<br /> prepayment charge under the Note.
<br /> 14.Not[ce.s.Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing
<br /> is by first clsiss mail unless applicable law requires use of another method.The notice ahall be directed to the Property Address
<br /> or any other address Borrower designates by notice to Lender. Any notice to L.ender shall be given by first cluss muil to
<br /> Lender's address stated herein or any other address Lender designates by notice to Horrower. Any notice provided for in thts
<br /> Security Instrument shall be deemed to have been given to Bonower or Lendcr when given as provided in this paragrnph.
<br /> 15.Governing Law; Severability. This Securiry Instrument shall be govcrned by federal law and the law of the
<br /> jurisdiction in which the Property is located. In the event that any provision or clause of this Securiry Instrument or the Note
<br /> conflicts with applicable law,such conflict shall not affect other provisions of this Security Instrument or the Note which can be
<br /> given effect without the conflicting provision. To this end the provisions of this Security instrument and the Note are declared
<br /> ; to be severable.
<br />— 16.liorrower's Copy.Borrower shall be given one conformed copy of the Note nnd of this Security Instrument.
<br /> '. Form 3028 9/80
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