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201205851 <br />(C) " Lender is u. s. Bank N. A. <br />Lender is a National Association <br />organized and existing Under the laws of The United States Of America <br />Lender's address is 4801 Frederica Street, Owensboro, KY 42301 <br />(D) "Trustee" is Mr. Thomas Locher <br />2002 Douglas Street, 200 The Omaha Club, Omaha, NE 68102 <br />(E) "MERS" is Mortgage Electronic Registration Systems, inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. KERS is the benericiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P. 0- Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note!' means the promissory note signed by Borrower and dated 06/27/2012 The Note <br />states that Borrower owes Lender Ninety -Seven Thousand Sixty and 00/100ths <br />Dollars (U. S_ S 97, 060. 00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in fun not later than Tuly 01, 2042 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property, " <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(1) "Piders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />Ll Adjustable Rate Rider El Condominium Rider Second Home Rider <br />Ll Balloon Rider F] Planned Unit Development RiderF_1 1-4 Family Rider <br />Lx] vA Rider L7 Biweekly Payment Rider 7 Other(s) [specify] <br />(J) "Applicable Law" means ail controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non -appealable judicial opinions. <br />(K) "Corrunfunity Association Dues, Fees, and Assessrnents;7 means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(L) "Electronic Funds Transfera means any transfer of funds, other am a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-salle transfers, automated teller machine <br />transactions, transfer% initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(M) "Escrow Iterns" means those items that are described in Section 3. <br />NFRRASKA­Sing1e Fmily.Fan�e MaelFrialdle Mac UNIFORM INSTRUMFW W 2300253884 D V8ANE <br />VMP a, ITH MFRS Fo,. 3028 imi <br />Wolte,s K1VW% Fr�dai Savica,s VMPBAINE) If 1051 <br />P.W 2 of 17 <br />