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20120584� <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants <br />contained in this Security Instrument and in any Rider executed by Bonower and recorded with <br />it. <br />(_'�C�Y���t �,t,l�n�,f��� (Seat) <br />CELESTE HEAIVILIN -Borrower <br />(�4 <br />KE NER -��w�' <br />_ (seall <br />-Borrower <br />_ (Seal) <br />-Borrower <br />Witnesses: <br />11EBRA$� — Single Fam�ly -- Faode MadFraddie Mac UHII+ORM IN8IRUAffi1�1' Form 3028 ll01 <br />GCC - G3028-18 (09/Ol) (Page IS of19) <br />