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201205850 <br />19. A-PPLICA-BLE LAW. This Security Instrument is governed by the laws as agreed to in the Secured Debt, <br />except to the extent required by the laws of the jurisdiction where the Property is located, and applicable <br />federal laws and regulations. <br />20. RIDERS. The covenants and agreements of each of the riders checked below are incorporated into and <br />supplement and amend the terms of this Security Instrument. <br />[Check all applicable boxes] <br />DAssignment of Leases and Rents Ll Other ............................................................................. <br />21. 0 CONSTRUCTION LOAN. This Security Instrument is a construction security interest which secures an <br />obligation incurred for the construction of an improvement on the Property. <br />SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security <br />Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the <br />date stated on page 1. <br />.................... ........................ ...... <br />Parnela S Spencer <br />(Date) (Signature) (Date) <br />Troy <br />ACKNOWEEDGA/1ENT: <br />STATE OF N�� ................................ COUNTY OF ....................................... I ss. <br />(Individual) This instrument was acknowledged before me this .... q:�X�4 ........ day of .......... ?� Q:;%:? ........ <br />d <br />by ... ' ' A. ................. <br />My commission expires: No-vernher 07, 2014 <br />.......... <br />Sherry St en <br />Q11111U1 1111A11 <br />V_ <br />Se—�Aty 1—rurn—T-OP17 End-Can,umur-NE -REDT-NE 7/2/2011 <br />V '7 <br />OCP <br />MP _B..k... Sy.lu— VMP-C465(NE) (1107),00 <br />W.1te Kluwe, F! ... cial Se,vi— 0 1994, 2011 P.gu 6 W 6 <br />