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<br /> ' ' � `� s ' TOGE'THER W[TH all tLe improvements now or hereaRer e�ested.oa.t�i�?�A�Y•and a!1 eas .aPPufceaanoes.aad � � .
<br /> �,; � . fumues nuw ur tiemafter a part of the paupercy. Alt ieptaoements an��dditioas shall also be covered by this Securiry ::,�.:.�
<br /> ;�"'�`� ,�� • [nsavment.A11 of the foregoing is referred to in this Securiry Iasaument�aa the'P�uPertY•� ; _ .
<br /> ,�. ' 'BORROWER C�VF.�TAN'fS t�at Barrower is lawfWly seised of tfi��p1�.Reteby wmreyed aad Ras dt�ri�ht to gram and �;,_��.. , _.-..-'::
<br /> . . < wnvey the PmpeRy aud ttiai the Fzopecty is uaeucumbered.exce�t fas enR�►�►raaces o#reo6rd.Horrower wameats and witt �.,.. :.�. .. -;._,
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<br /> � defencl the titte ta the Pro all claims and demands.su io., encnmbranoes of reoord. f- ...� � ` :
<br /> ° -t � generalty F�Y�aiast em � an3' .
<br /> � � ' � ' 'PHIS SECURITY INSTRUMENT combiaes uaiform wv�nants f�tn n�itiimal�ure;.and aoa-unifonn coveoants aita limite3 `��� � �
<br /> - � � � ;.'r variatians by jurisciictioa to oonsunue a uniform seeiuiry�cavarin��z��p�qp�l�: . . "
<br /> , �� � UNIFORM COVENANTS.Bosmwer and Lendes coveuaat attd agt�c'aY.CoYlows: � .
<br /> -�> 3 l. Psymeat o!Pligctysl ammd I[�er�ti P1eFaYmeat BIId�LEde Ctlu,r•gCS- Bormwer sb211 PmmpttY PaY wttea due the =- __ -_
<br /> -- `°`-�; grima�al of aud inteztxt on the deb+t evidenoe3 fi►the Note and a�U►PreA��and.tate c3�arges due nader t�e Nore. -
<br /> . '�� 2.Fuads fos'i'ases aad tnsareace.Subjece to applisable luw un ta�a tvriuen waiver by Lender, Bomawer sbaU pay w ��
<br /> . ' _� LL ,. � Lender on the day mu�hlY Paymeats are due uadsr tLe Nute.unt�:Wa I�iut�is�aid ia fnll,a sum('Funds')for.(a)YearlY� _ ",`,.':�,.
<br /> , and assessutents v�bicD may attaia priority over tbis Seauity Iastmm�t���.lien on t&�Property;(b)Yeady.iea,sehuldpa}rt�ents
<br /> .- . _- .` # o:go�md ients oa the Propetty,if any:(c)YeazIy ha�c�d or prapem�irisxuiadw pr�miums:(d)YeaziY flvod�^�+,•s„�°p�mi�naus, .�,'�..'�: _
<br /> .,z,: .i if aa3►:(e?Y�Y��ga�e insurauce premiums.if any:and(�aay�s�p<'p?�ablc by Bonower w lander,ia aceozdance wirh � � � . ��::
<br /> the provisions af paragraph 8.in li�of the paymem of mortg$ga in�tutft►R�-Azcmiums.'f'�ese items are calted'Escmvr•.Ieea�' s `�,_�,.t �_
<br /> '; � I,eader may,az any time. wll�x �d hoId Funds in an ammmt nut�tii;�axceed the ma�onnrm am�nt a�r faQ.a fWecalIy , ; ��t..
<br /> - .,��'�. ; , relaned mnrtgage loaa may requite for Bormwer's escmw acwunt;aaticli�7 she federal Yteat Fsrate Seateascnt�P,rocedvrrs Ast of ;-,'.!f,u �
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<br /> ..�f i 1714 as amended from time to ame,12 U.S.C.Sectioa 2601.et•s�,f�"�SPA�),uniess aa�ther la�sl�at applies ar the Fw�Js �_ ''�` i.
<br /> - `(.: ". z.; sets a tesser amotmt.If so,Lead�r may,az�y.time. co3lect and tJdlll��uads in aa�t not o�ex�eed�t�ae Iessec araouat. � .
<br /> �� � • .L�ier may estimate the amount of F�ds dne on[he basis of�cwmt4t�dma�d reasanable est�ates�;�ea oi fattue
<br /> - '•� _ �w Iteuos or otheta+ise in ascordanse with appticable taw.: . . .. -
<br /> . . ;t �e Fuads sflall be hetd ia an institudan whose depa�itb.a���svsed by a fedenl agenc�+, ias�ai�:3t9i'� o�entity , -
<br /> � - - 't� C�icinst�Iender,if Lender is such an instinrtian)ar ia aii�j�'�q�itiHome Loaa Bank.Lender sUall ap�y�he Fe�io pay t�e .. -�' �,�
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<br /> ' w . Fscmw Items.Leader may not charge Borrawer for holding snc���#ipty�ng dr�Fnnds.annualiy anatyznb{��tke escro�n accouat,u� .. -_
<br /> t "' verifying the Fscca•+�Items unTess Ltuder pays Bormwer iptsi�t�a tir�t'w.�i3s and applicable law permits l8nder ta make str� : °
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<br /> , y,��, � , a c6arge.However,l�ead�'ma�rr.9uire Borrower to Pa3''a aqR�:�'nar an iadEg�ndent real estate taoc rega..-�g service _ ..
<br /> �r 'r � �by Lendec in coanection w�th this Iaan, unless app(�a�tit�law providcs otheiw`�se. Unless an a�;��ma�e or ' J ' ��;,
<br /> �` . applisable taw requires interest tu-be paid,Ixnder sha]I aaYb�`ii:quin�to pay Borrower any iatzrest os eamiDgs a�ai zhe Funds. °
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<br /> � `• ,'�;xt,ia::::; Borrower and Ieader may agr�e in writiug,however,d�aLinterest shall be paid an che Fuads.Leader.�all giv�e ie Borrower, - �- —__
<br /> . � a ;�� c�ouc cIIarge.an annual aocannting of the Fnnds,sLn�credits aad debits to the Fmuds and d�re;'�g�use for a�icL each , =_-
<br /> !���� r: � d,d�Yf r.fl the Fmnds was made.'l�e�unds ue pl�gal•a�eddi�al sean�ity for a11 sums sec�ued by thix'� �Si�i�yt{�c�,iu'aen�. -
<br /> <'. . �lS��e Funds heid by Leade�exceed tiie smouats peai�f�m be Qeld by applIcable law.I.endar shall acc�txo Borrower - -
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<br /> ��: � 5 t ..' • ':�.�,t'���Fuads ia accord�rrae wlth the tequi�emonfn,o�appllcable law. If the amount of the Fuads heW bg���ider at aay ." _
<br />, • . ;.,� � tii�a�mot suffi�[��o pay the Escrow Itams wben Quo,:l,,ender may so.aatify Bon+�wer In a�g,aad,ia sadc�ttse Bosmwer• � f, ;K '_
<br /> ' � ;�,�q{ s�al!pay w L�rYlar�i�amoant�ssaty to mak�np;tl#�de�cieacy�:t�cr siialt make up tA�a��iency inno�xaass iDaw� �, �
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<br /> `�,.y�t , . 1 . '� Lwelve monthlY P�i�nts,at�8 sole discxe'dun:: :: : � . °;i '- . . 4 �
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<br />} ����'``,,:: jF ��,', :. Funds held by Lender.If.imtf��b 2i,Leadt�ah�3L,xi:�uire ar sell the Pcopesty►II:tnder,�a-s6 the acquisitian or sale � . _
<br />,: . . ' F:,;�;.';:`:;�:,� of the Propeny,ahatl apPjY�Y'�'^�s Iteid:6�,I;tndtu az tH�fime of acquisition or sale as a cc�e8�u��t tt�e sams secured by _,,..,,�_�
<br /> :i�1� S �'•'•� ' tbis Security 1nsm�meat. �'' �:� ' .` ' .; =°
<br /> �' . �`�` ..,.�' 3.AFpHcattoa of Playment�.Unless�ppiicablq law�t�ayides othezwise,ail gayments t�ceived F�yy,�:ender under paragraphs
<br />-� . • . - �.'`•rt� ' . 1 aad 2 shall be applied: fi3tst,to anY P�F��ut�c�ki�es;r�under the Note;second�J.ta amauAts payab2e uuder p�agiapb 2: t ':"- —
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<br /> . • third,to interest due;fowth,to psinci�al duo:and�tpi�t;c���i�ate charges due nnder th�-NOaG. "' '�
<br /> ��� � �,`; � 4.C�ergcs;Liens.Barmw�r sLn1t payall4tuxes,as�ents,ci�{8�,fines and�impositioas att�utaDle to the Propeny `flj-
<br /> --. . - :;`�;�,`•} ,,,:.ti� v�hich may attai�s;p�sioriry over chis Secnri�+.Luaivm�u, and ieaseuoi�.p�y�enrs or gm�md renrs.�f:a�y:Bon+uwer�shaiD'gay. . a ��
<br /> �. � �i .d'�'� ;i:� [hess obligaaons�a ahe mana�provided•in�PmangraPh 2,or U not patd ii�ii'�iat mianner.Bomower sh�:t��jav thera on ti���ectiy�
<br /> '�d�'��«,��•�• •'?� � to�.':e,petson owed paymenu 8olrower s�nli prompdy fumisb to l.ender aU noaces nf�zounts to�' '.��der��tarag�aPb: � ,�` _---
<br /> ��'�f1,�,2 ' i , . �'I�cdrower makes these paymeats ditocily,;8dmuwer sbaU piompdy fumish tn Lender reQeipts e�zd�g ttie�-,�?m�ts. , r,�-_
<br /> : . � ... � ,>''�Sarrower shall promP�Y��8��1+'��a whIch has priority over this Secarity Inswme�t na�3s�ar�qa'ers.(a)a�ees 9n •�` �
<br /> - � , .-�,�r.'f�.,.:,,:���., '���,�ng to t&e payment of�ttta obligr�ou�se:.ufad�bY the lien in a manner aa:eptable to Lender;(�;+a�,esLV�in gaod faith the lien . -
<br />- `,' " ,;�. :�,.(�;:�r defends against enforoem�nt�of�dip lien in, legal Qroceedings which ia the Lender's�Exp�:�::mperate to prEVent the ;�' "�: '
<br /> �' I �;t�farnement of the liem�or(a}�se�ur�fm�f�the ho2der d€�iien aa agreement satisE�usxOc'�;tfl�"ceii�ss�bordInatiag the lIen w °`.
<br /> . .. � 'i't,i�s Securlry Insq�ument:.If I:�nd�tr dt:tt+afnlnes that aay�a¢i�+�the Prapeny is subje�4:�#�,,s�l�:c,ro�,��i may attain prFority over `:,•
<br /> � .' ' ,'.r;. . tbi9 Security Instniment; Leadem m�y,�i1+s Bomower a aor,x identifyin$t�e lien.B�socr�r.t.�3�r the lien or take one or . •
<br /> ' more of the actioas se��fonh•abn►�wtlbia 10 days of We giving of pacl:�: . . •
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