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201205658 (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) " RES PA" means the Real Estate Settlement Procedures Act (12 U. S. C. Section 2601 et secs. ) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they alight be amended from time to time,. or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and. restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (Q) "Successor ire Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. Transfer of Rights in the Property This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of -Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust,. with power of sale, the fallowing described property located in the County (Type of Recording Jurisdiction) of HALL (Name of Recording Jurisdiction).- Lot urisdiction):Lot E7 ghteen 18) , Grand West Fourth Subdi vi si on to the Ci ty of Grand Is] and, Hall County, Nebraska. Parcel ID Number: 400-415585 which currently has the address of 4076 Craig Dr (Street) Grand Island (City), Nebraska 68803 (Zip Code) ("Property Address"): TOGETI-ER WITIZ all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property, " 24001387 NEBRASKA -Singh Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1101 VM P Q 'VM PE(NE) (1 101) Wolters Kluwer Financial Services Page 3 of 1