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20]205654 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />KEITH F KRUEGER -Borrower <br />noK-"FW borriwer <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />— (Seal) <br />-Borrower <br />— (Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP ® VNIMINEI 111051.00 <br />Papa 16 0 17 <br />Wolters Kluwer Financial Services <br />