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201205419 <br />BY SIGNING} BELOW, Borrower accepts and agrees to the terms and covenants curtained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />)(Seal) <br />MARK H SPINES -Borrower <br />(Seal) <br />CAROL N STINES Borrower <br />_-_ (Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />8801237241 8801237241 <br />NEBRASKA -Single Family -Fannie MuJP.dml Mem UN [FORM INSTRUMENT WITH MERS Form 3028 1101 <br />VMP ® VMP6A(NE) (1105) <br />W opera Kluwer Flm.,cd Services page 16 of 17 <br />