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� <br />�� <br />N � <br />0 <br />� �� <br />N � <br />0 �� <br />� �� <br />� � <br />A <br />� �� <br />� <br />�� <br />� <br />� <br />When Recorded Return To: <br />CharterWest National Bank <br />� 714 N Diers Avenue <br />i�" Grand Island, NE 68803 <br />� <br />t��i <br />:�.a <br />�� <br />DEFINITIONS <br />� <br />� <br />C <br />� A O <br />A�� <br />�a <br />_ �a <br />�i� <br />� <br />�+\ <br />�a.� <br />x� n <br />r ` <br />r �, <br />o �.'� <br />t <br />TJ � - <br />rn <br />n � c� <br />--+ <br />r *� <br />� <br />o � <br />-'7 <br />� �� <br />r i � <br />rn <br />0 <br />cn <br />,-., <br />� : c� �n <br />�' � --1 <br />� c n <br />� Z - � <br />�--- — � m <br />� o <br />�� <br />� <br />� <br />C..) <br />N <br />CIl <br />� T <br />� <br />= rn <br />D CD <br />r x� <br />r A <br />Cn <br />� <br />A <br />� <br />N <br />� � � <br />�� o <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN:100416700020321650 <br />Words used in multiple sections of this document are defined below and other words aze defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regazding the usage of words used in this document are also provided in <br />Section 16. <br />(A) KSecurity Instrument" means this document, which is dated June 22nd , 2012 , <br />together with a11 Riders to this docwnent. <br />(B) "Borrower" is Brad J Dubas and Krystal A Dubas, husband and wife <br />Borrower is the trustor under this Security Instrua�nt <br />(C) "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) "Trustee" is CharterWest National Bank 201 South Main Street PO Boz 288 West Point, NE <br />68788 <br />(E) �MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument MERS is organized and eacisting under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� ��Note" means the promissory note signed by Borrower and dated June 22nd , 2012 . The <br />Note states that Borrower owes Lender Two Hundred Eight Thousand Five Hundred and 00/100 <br />Dollars (LJ.S. $208,500.00 ) plus interest. Borrowerhas <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />July 1, 2042 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(� �Loan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n "Riders" means all Riders to this Security Instivment that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br />(.n KApplicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac i7NIFORM INSTRUMENT (MERS) Form 30281/Ol (page 1 of 9 pages) <br />12439.CV (9/11) 907967 CreaNve Thlnking, Inc. <br />N <br />O <br />��� . <br />PV � O <br />Ul, <br />�� <br />� <br />� <br />� <br />GOTO(001 fe586) <br />� � <br />