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-_ <br />� <br />�� <br />— <br />�� <br />N � <br />0 �� <br />� � <br />0 <br />C31 = <br />-P� � <br />e <br />c,� '� <br />�� <br />� <br />..� <br />�� <br />� <br />G <br />� a �� <br />� I <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />� 1$ <br />�i <br />\ <br />� <br />� <br />� <br />� <br />m <br />r <br />r <br />� L_ <br />p +�, <br />� ��_ <br />rn � <br />.� <br />cn <br />� <br />n� <br />�� <br />o �, <br />� �°--. <br />�� <br />0 <br />� <br />[Space Above This Line For Recording Data] <br />r .:, <br />r... C7 (/� <br />'� � -i <br />� c n <br />� Z — 1 <br />r � rn <br />-< a <br />� <br />� <br />� <br />c.� <br />r�.� <br />H <br />o - n <br />� z <br />= rn <br />D UO <br />r � <br />r n <br />� <br />�� <br />� <br />� <br />MIN:100416700019431023 <br />DEED OF TRUST <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE <br />APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR <br />ITS AUTHORIZED AGENT. <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document aze also provided in <br />5ection 16. <br />(A) "Security Instrument" means ttus document, which is dated July 2nd , 2012 , <br />together with all Riders to this document. <br />(B) "Borrower" is Kenneth D Me�er, a single person <br />Borrower is the trustor under this Security Instru�nt <br />(C) uLender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) "Trustee" is CharterWest National Bank 201 South Main Street PO Bog 288 West Point, NE <br />68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under tlus <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated July 2nd , 2012 . The <br />Note states that Borrower owes Lender One Hundred Seven Thousand Seven Hundred Ninety Three and <br />00/100 Dollars (LJ.S. $107,793.00 ) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />August 1, 2042 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. <br />(� uLoan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all swns due under this Security Instrument, plus interest. <br />(n °°Riders" means all Riders to this Security Instcvment that are executed by Borrower. The following Riders <br />aze to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider � Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider VA Rider <br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—Fannie MaelFreddie Mac UNIFORM INSTRUMENT (MERS) Form 30281/Ol (page 1 of 9 pages) <br />12439.CV (9/11) 907596 Creative Tltinldng, Inc. <br />N <br />O <br />i--+ <br />PV <br />C7 <br />cn <br />� <br />0 <br />W <br />� <br />� <br />�/ r � <br />GOTO(00201e19) <br />1 ( � <br />