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20120 <br />(C) "Lender" FARGO BANK, N.A. <br />Lender is a 1�1ATIONAL ASSOCIATION <br />organized and existing under the laws of T8E UNITED STATES <br />Lender's address is 101 NORTH PHILLIPS AVENOE, SIOtJX FALLS, SD 57104 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "TI'uStee" is WELLS FARGO FINANCIAL NATI� BNK <br />C/O SPEC. SERV., PO BOX 31557, BILLINGS, MT 59107 <br />(E) "Note" me�ans the promissory note signed by Borrower and dated � 29, 2012 . The Note <br />states that Borrower owes Lender ONE HONDRED SEVENTY THREE THOIISAND SEVEN HUNDRED <br />FIFTY FIVE AND 00/100 <br />Dollars (U.S. $*****173, 755. 00) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than �Y Ol , 2042 . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />ProP�Y- <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />� Adjustable Rate Rider � Condominium Rider � Second Home Rider <br />0 Balloon Rider � Planned Unit Development Rider � 1-4 Family Rider <br />0 VA Rider 0 Biweekly Payment Rider � Other(s) [specify] <br />(I) "ApplicableLaw" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />(J) "CommunityAssociationDues, Fees, and Assessments"means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(I� "ElectronicFundsTransfer" means any hansfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "MiscellaneousProceeds"means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages describ� in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii} condemnation or other taking of all or any part of the <br />Ptoperty; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Properiy. <br />NEBRASKASingle Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP � <br />Wolteis Kluwer Flnancial Senicas <br />Fortn 30281/01 <br />VMPB(NE) (110b).60 <br />Page 2 of 17 <br />� <br />� � <br />