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201205�95 14. Governing Law. This Second Deed of Tnut shall be govemed by and consh�uued in accordance with the laws of the Stabe of Nebraska. In the event that any provision or clause of any of the Loen Instruments conflicts with applicable laws, such conflict shall not affect other provisions of such Loen .Inst�vments which can be given effect without the conflicfing provision, and to this end the provisions of the Loaa Instruments are declared to be severable. This instrument cannot be waived, chaaged, discharged or terminated orally, but only by an instrument in writing signed by the party against whom enforcemeat of any waiver, change, discharge or termination is sought 15. ' Recomeyance by Trustea Upon writtsn raquast of Beaeficiary stating that all simms sactued hereby have been paid and upon surrender of this Second Deed of Tn�st and any note to Trustee for cancellation aad rete�ion and upon payment by Tnistnr of Trustee's fees, Trnstee shall recomey to Tn�stor, or the person or persons legally entitled thereto, without wazranty, any portion of the Trust Estate then held heteunder. The recitaLs in such recoaveyance of any matters or facffi shall be conclusive proof of the huthfulness thereof. The grantee in any ceconveyance may be descn'bed as "the person or persons legally entifled thereto." 16. Noticec. Whenever Beneficiary, Trustor or Tn�stee shall desira to give or serve any notica, demand, mquest or other communication with respect to this SecAnd Deed of Trust, each such notice, demand, request or other commvaicaiion shall be in writing end shall be effective only if the same is delivered by pgrsonal service or ma7ed by certifled mail, postega prepaid, return receipt requested, addressed to the addrass set forth at the beginning of this Second Deed of Trust Aqy party may at azry time change its address for such notices by delivering or mailing to the other parties hereto, as afotesaid, a notice of such ohange. . 17. Acceptance by Truslee Tn�stee accepts this Trnst when this Secand Deed of Tnist, duly executed and aclmowledged, is made a public record as provided by law. , IN WTfNESS WF�REOF, Trustoz has executed this Second Deed of Tnut as of the day and year first above vvritten. � �Tn�storBorrower STATE OF NEBRASKA ) } ss. COUNTY OF HALL ) The foiegoing instrument was acknowledged before me this 2 9 day Taylor, husbaad of�Chel.sea Taylor. GENERAL PJOTARY State oT vebraska My Cammission Expires: / 5�� My Comm. Exp. Jan. 5, 2013 STATE OF NEBRASKA ) ) ss. COUNTY OF HAI,I, ) Tha foregoing instrument was acknowledged before me this 29daY � Taylor, wife of Aathony Taylor. My Comm�issionExpires l r��a�� GENERAL NQTARY III .. ASHLEY �an. 5, 2013 MY Comm. ExP• 5 NIEA HBA Advantage Loan/Form H (03/2012) asz�-sz�9-ss�iz