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- <br />� <br />N � <br />0 <br />- <br />� - <br />N � <br />m � <br />� � <br />� � <br />� <br />� <br />� <br />When Recorded Return To: <br />CharterWest National Bank <br />�,�� 714 N Diers Avenue <br />, . . Grand Island, NE 68803 <br />� <br />� <br />� <br />DEFIIVITIONS <br />� <br />� <br />� v <br />� � <br />� � 0 <br />� �' ) <br />� � <br />�. <br />� <br />� <br />S� D <br />r � r � <br />�� r <br />Q �1 <br />� �M, <br />r�� t�._-. <br />c� �, <br /><n <br />—� <br />r�� <br />� <br />_`r �°- <br />� y � <br />� �^ <br />� �- <br />0 <br /><n <br />r•, <br /><: � <br />ti <br />� <br />�" _ <br />r <br />rv <br />�� <br />� <br />c.� <br />� � <br />I—+ <br />C'> (n <br />� �'-I <br />C D <br />z rn <br />--�I <br />� o <br />� � <br />� z <br />�rn <br />D � <br />r � <br />r n <br />u <br />� <br />BL <br />� <br />cn <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN:100416700018920281 <br />N <br />O <br />f� <br />N <br />O <br />G1l <br />W <br />°' J <br />� <br />� >� <br />—/ � <br />� � <br />Words used in multiple sections of this document are defined below and other words aze defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated July 2nd , 2012 , <br />together with all Riders to this document. <br />(B) "Borrower" is Thelma J Morgan, a single person <br />Borrower is the irustor under this Security Instru�nt. <br />(C) "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) "Trustee" is CharterWest National Bank 201 South Main Street PO Boz 288 West Point, NE <br />68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under tlus <br />Security Instrument MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated July 2nd , 2012 . The <br />Note states that Borrower owes Lender One Hundred Seventy Eight Thousand Siz Hundred and 00/100 <br />Dollars (U.S. $178,600.00 ) plus interest Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />August 1, 2042 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(� "Loan" means the debt evidenced by the Note, plus inter�st, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n `�Riders" means all Riders to this Security Instrument that aze executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br />(.n "Applicable Law" means a11 controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—FannYe MaelFreddie Mac iJNIFORM INSTRUMENI' (MERS) Form 30281/Ol (page 1 of 9 pages) <br />12439.CV (9/11) 907384 Creadve Thinldng, Inc. <br />�� <br />u <br />ri <br />� <br />�:� <br />.• <br />Al. <br />� <br />GOTO(00201ff2) <br />���= <br />