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<br /> . .,�`�;; . 'fOGETHER WT[H all tDe i�px+a�remeats aaw or Leceafter e�ected on ihe property.a�a�l aax���app�iuc�r�a� ys;=:: -_
<br /> � ` .. Sxtums-n�w ar hemafter a pari�of th.� pmperty. All mplace�ts aad additions shalt aT�b� covered by this Scuriry• _ ��:�:r-�:
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<br />, ' .: Gutnimeat.Ali of tlte famgoing�:refemd to in tDis Sec��rtsy Lastsumem a4 the'Pmperty.' � � 's�.;-.��.'
<br /> ' �� BORROWER COV�NANTS ttwt B�muwer is tavrfutiy seis:d af the estate Iteereby conveyed and haa the righc co graan a:sd ,
<br /> � � oonvey the prope�ty aud that tIie Pmperry is uueacumDen�O.exoe�+t for eatwttbraaces of reoord. 8armwer wanants a�a-itt : ';=^,:;�y�.�
<br /> defen�ger.eraliy the tide to�he Pta�er[y against a11 c�aims an�c�tt�as�ds.subjeri to any encumt�raaoes of record. `�� ;..
<br /> � � '[HIS S�CURtTY QVSTRUM�'!'combines�mifomn oo��naa�for national�and noa-un3form coveaants witD 1lmited � `..t ...,
<br /> ' .. .. variateans by jiuisdistiea to cotutitute a unefoun s�uity�nsau���coveris+g ceal praperty. :,� ,.,.�:.;.�,.
<br /> :>r:�.:���_ UNffORM CUVEI�IANt��orcoares a�+d Lender cov�:and agree as follows. �:•^;a�::'��•`>;,.
<br /> - �� 1.P�yt�ren3 af�pal� I�� Pr�epa]�e43 anal l�3e Cha�gc�. Bormwer t�11 psomgtiy pay wisea t�t�,: '':;,;�` .
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<br /> �` " , :. P�10!ansi iateresS oa tI�dabs e�id�ed by the Not$ar.d a:�x p<-epayateat aud late cha�g�s�uader the Note. ��.r'
<br /> , 2.�for Ta�es�tl Ins�aee SuD3�tv a�piic�_:tats w to a�cvriaen araiver�Lc���oisower sLsll pay to �:•�.�;i� � -
<br /> � ':;, Lea�er a�►the daY mQSt�S�;p��nts ate d�:w�r.,J th�At+ate,un�il t�Note is paid in fuU,a su�a t"Faus3�'�Y�r.(al y�taces ':;,,..:>;.::
<br /> � �d as�wLic�mas attaia p.�n��p ati�t�Smcsui��a;a lieu oa the Fm7e�y:R►a)-��'.1�asaho2d�}v�3s :�+ •
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<br /> "�j -° o�����u oA�r���,��;ff)}aariy t►�d ot���e ptemiva�td}Area�f�uQd;�,rR�*���em�u�, ��,,
<br /> ��1Y;(�)Y�Y�n8�iasvr�pre�riu�,if�;aar�(�a�'sums FaYaDIe Dy&eitiam�t ta.l��.in��r�3L , ,, ;,
<br /> ;_:-;,+° et�e pmvision3 of�Paza�8,in li�of t�e�t of moat�x i�uance p�emiums.'ih���aze ca�:d'f�aw i.�.' °";�,�a,,,;.;'_:
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<br />- LeadQr may,at any t�.oolZect�hnt�Fu�it.in a�a�o��t co acoeed the c�xi�auf��;a lmdar for a fecie�at3y ,. .,�;�,,,::.-.�•
<br /> , � � ` �elazed mortgage Iflan m�a�tequue tar�a7ro�er's es�asv aocouat�mdet d�c federal Real Esiate Setsieantat Fmoedures Act of <<. �,-r � '::
<br /> . :,: � 1974 as ameaded from dme to tl�. 12 U.S.C.SeaIon 2601�t seq.('RF.SPA').ualess auot�er law t�at applies to the�ads .� .,,�t._.s�'��Y�`>
<br />- sets a lesset amuuat. if so, Irader m�q.az any ame,collect a�hoItl Fuads ia an amowu not to exceed t�e lesser amoam. _---
<br /> �� 'r: r:� lxader may •mpr .th�amount of F�mds dae oa�the basis of carre,at��.and ceasoaable estimates of expenditar�saf Potu:e .
<br /> _ Fssrow Items or othenvise it�acoordance with applicable Ia�v. ' .
<br /> > The Funds sliaU be hetd ia an iastimtIoa afiose deposits ate insar+zd by a federal agency, ia�tumentality. or eati.ry . -�-�.
<br /> � t�.'.. a —
<br /> � "P<'�`.�;� (iactudiag t,eader,if I.ended is surd�an ingtituaoa)or in any Fedenl8ome l.flan BaaBc.Lender sbaD appiy tke FEmaids to pay the� --
<br /> � �, �ts = �
<br /> , +-�,.r���lrt.:_.�. Escmw Itears.ixader may uot�e Bosmwer for holding an�app�ymg the Ftmds.aanualIy analyzing the esaow acaoura,or
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<br /> . �s� • :< verifYia$the Fscrow Items.unless Lehdtr pays Eurmwer mierest on the Fimds aad applirable law pemuts Lander to make s¢c� . ___
<br /> • , ` a chazge.Howerer.l.�der may requirc BoaoWer to pay a one-time charge for an indepeu�tni reat�tax neporting se�vicx . .;. �`-�
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<br /> . _ used by I�ender in s�mecdon�uith tLis loan, unless applicabte law provides otheiwis�. Untess an agreement is made ar , ;,;_. �;�-
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<br />' ' " ` apglis�SIe•1�w recNi�es jaterest to be paid,Le�t�t sTiall not be reqnired w pay Borrawec aay.intemst or eamings on the Fuads. . ..:.�;:;`��
<br /> ` ` Boa�¢�aiul Lender may agcee in wridug,hoaever.that intetest sball be paid on the Fuad�Leader shall give to 8ormwer, '_—_-
<br /> .� withour cii�tSe.aa a�sial aceaunting of the F�m3s.showing etedits and debits to ttte FYat�s'aad the pwpose far whicB each � ':`:;��;'
<br /> ' _ � .°� � �•� debit tu t�te Fui��3uade.The Funds aze ple��las addition�al s�ranIty for aU sums secured by this Seauity Insuument. —
<br />-- . . . . ,if the FuaJs 1b�ttl:it�Ireuder eaceed the amanms pem�itted to be held bY aPP�ca61e Iaw,Lender shali ac�ovat to Bonovyer :
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<br /> ' '��>> � for.t��r�ss Fnnbs�u.'bi�oida��witb the tequirements o�a�ticab2e law. If the amouat.of the Funda held Leuder-at aoy ,.:: <: '
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<br /> , � �,�, u�i��nt,i-�afficient to�tay the�vp[tema whea due,Ixude�r,�ay so noiify Bouonrer ix p�ri,tin8,an4 in such c�sC Butmwer
<br /> t { {� �;,4;� ���� (n�.ender[he amnunt a�e�r to make up the de�sency.,Bomower shaU t�aJ�r.�l��the deSciency in ao taa�t than t �3 i --
<br /> 4 ���• 4i r�sY LWPtlt'�:�Y P�ICIItS,2t I.CIIdEi'�5'�2 d1SCI�0A. . ' 't`�,�r^' s� _ _
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<br /> ; ,�,413�► , � ���� . Upon payment in fuU of all svuis secured by this Security Inswment,L�nder sfr�I�,�mptly refund to Ban�oar�#aay ';; � � .
<br /> --%i��,¢�':`�` t,` , ' Fuafls held�yr Lender.I�under paaa,�aph 21,Lender shaU asqture or sell the Pcopercy.T.�►Jt.`a�.pr�or to tbe aoquisitiou ar sale ' ' :_
<br /> , '.����t``;.,, of the TF'�sgerry.sbaU apply any�urrd�held by Lender at the ttc�e of acquisition or sale as�scar�slit against the su�seau�d bY
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<br /> ,,,, ,. . 3.'A�tpl�fon a!I�ymerts.UQless apDlipble law provit�Qi�etwis+e.,�11 Payments ri�'sES'ed by Lenaer�mder pat�apha �� �
<br /> ,. � ,�and 2�be ap��-'�m�:fust,to any prepaya�,��db�es dcv��t�De^�'�9�'E�aond.to a�ounts payable vnder pata,graph 2: ''�'`�'
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<br /> _ �r;i�,,�4h}rd.�.f '.su�std�.,ry^;i�iilh,topiiacipaldue:aac�)kpit�t�a��?(�`,�g��}ii�ti3r�tttt2.�TOi�. ' �°"°" •
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<br /> �.. •� . �' d;�s�ge�;'I�75:Boncower shall pay alt taxe�:asse�rat�st'�r.cliarges,l��.a�ar.c6.�jt�asie3oas atMbutable to tLe Pcaperty �"":
<br /> - � -_ wIlidv,�<;�aia�p�Iority over this Secvrity Iustmmeat,azt��lu�otd paymea�s or gc+�!!.i�tnta, if aay.Sormwec�11 pay �-��� �
<br /> , . . these�4�,'i�dQns;n`f�i��m�ner pmv�dett in paragraph 2.or if n�i'paid in that mffimer.Bomtiwer shall pay tl�em on time d i f e q l y . ;
<br /> . � m the geison awec�,��ent.Bomuwer shaU promptly fum�sh m Leader all nodces of amoimts to be paid under this paragraph: . , r—_
<br /> -�---
<br /> . :' ` If Bomn�`makes tt}�e Payments directlY,Borrower shall pmmpdy fumish to Lender receipts evidencing the payments. . �,�,.�
<br /> , . 'r��t"j��r ��-- . ' 1�'ss�wRr shall Pma►P�S+��8e any lien which has ptz�t�y over this Sec.urity Inslnument�mtess Boirower.(a�agr�s in
<br /> �'�,�t�l� : . wsa�dt�i�e.paymen t o f t he o b l i g a t ioa s e c u r e d b y t h e l i e n s n��n e r a c c e p t a b l e t o l�u i�(b)c o n t e s t s i a g o o d f a i t h�W e t 4 e n
<br /> t�'t�''j'� � ,' � , .�Y. ot�iiclfmds against enforcement of the lien in. 1e�1 Pm�ltia�s whici�ia ahe Len:i�t's opit�on operate to gievent tho . .
<br /> � ° � � r '� enfoz�eat�of the Ej�e;or(c)secures fmm the iai�;af t�r ti�sit 8�a�s�atisfactory to Lender suborridinating tDe lian�►0 1 `
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<br /> ' .. �., ' .this 3epuity Insm��t:,df Lender detetmines t�rau�Y Fara af Che Ftnpat��e•su�ject to a lien wbicfi may attain pr�ority a�.�st, �` , �,tt
<br /> ► this S�riry Instr�imeht.Lender may give Borrower a notice irii�ifying�i9r�s.Borraa�r shall satisfy the lien oz tzl��'air , r ' ,;,+} �, _:
<br /> ��;{, �rr�n�:�fee acaons set fortb aTaa6�waith�►10 days of the givv�g;��uuce. ' . ; t. ,���j ?
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