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201205416 (0) "Trustee" is First National Bank of Omaha (E) "Note" means the promissory note signed by Borrower and dated Lune 25, 2012 The Note slates That Borrower avves Lender Eighty -Eight Thousand Seven Hundred and 001100 Dollars (Us. S 8$700.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in fall not later [Iran July 1. 2042 (F) "Property" means the property that is described below under the heading "Transfer of Rights inthe Property." (G) "Loan" means the debt evidenced by the Note. plus interest, any prepayment charges and late charges due under the Note, and all suns due tinder this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security hrstrunci t that are executed by Rorrowcr. The following Riders are to be executed by Bmrower[check box as applicable]: ❑Adiustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned tint Development Rider ❑ 1-4 Family Rider —]VA Rider ❑ Biweekly Payment Rider ❑ Other(s) [specify] (1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non .appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similarorymization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check. draft, or similar paper instrument, which is initialed through an electronic terminal, telephonic instrument. computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such tern includes. but is not limited to, point-of-sale transfers, automated teller machine transactions. transfers initiated by telephone, [vire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means am compensation. se(demeul, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of. the Property: (ii) condemnation or other taking of all or any part of the Property: (iii) conveyance in lieu of condemnation: or (iv) misrepresentations of. or omissions as to, die value and/or condition of the Property. (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or defauh on. the Loan. (0) "Periodic Payment" means the regularly scheduled amount clue for (i) principal and interest under the Nate, plus (ii)amv amounts under Section 3 of this Security Instrument. (p) "RESPA" means the Real Estate Sctllomenl Procedures Act (12 U.S.C. Section 2601 at seq.) and its implementing regulation. Regulation X (24 C.F.R. Part3500). as they might be amended from time to time.or any additional or successor legislation or regulation that governs the same subject nutter. As used in this Security hnsnunnent- "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loam" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property. whether or not that party has assumed Borrower's obligations under the Note and/or this Security marmnent. NEP.FS4 ,L, F.M1,FannLa FJWF,.d6e Wx UNIFORM !147RUMEM F. 30:8 901 VFIP D VMP61NEI 11105)➢0 N�dlaa Mimvor Fnancixl Seraau Pa'. ?0115 11111111111111 lt1i 11111111111111011111111111111111111111111111 at annnNE9772786