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Loan No: 101254117 <br />DEED OF TRUST <br />(Continued) <br />20120532� " <br />Page 10 <br />Beneflciary. The word "Beneficiary" means Five Points Bank, and its successors and assigns. <br />Borrower. The word "Borrower" means HERMAN BROS PROPERTIES, ROBERT P HERMAN and JOHN C HERMAN <br />and includes all co-signers alnd co-makers signing the Note and all their successors and assigns. <br />Deed of Trust. The words "Deed of Trust" mean this Deed of Trust among Trustor, Lender, and Trustee, and <br />includes without limitetion all assignment and security interest provisions relating to the Personal Property and <br />Rents. <br />Default. The word "Default" means the Default set forth in this Deed of Trust in the section titled "Defeult", <br />Environmental Laws. The words "Environmental Lawa" mean any and all state, federal and local atatutes, <br />regulations and ordinances relating to the protection of human health or the erlvironment, including without <br />limitation the Comprehensive Environmental Response, Compensation, and Liability Act of 1980, es amended, 42 <br />U.S.C. Section 9601, et seq. ("CERCLA"►, the Superfund Amendments end Reauthorization Act of 1986, Pub. L. <br />No. 99-499 ("SARA"), the Hazardous Materials Transportation Act, 49 U.S.C. Section 1801, et seq., the Resource <br />Conservation and Recovery Act, 42 U.S.C. Section 6901, et seq., or other applicable stete or federal laws, rules, <br />or regulations adopted pursuant thereto. <br />Event of Default. The words "Event of Default" mean eny of the events of default set forth in this Deed of Trust in <br />the events of default section of this Deed of Trust. <br />Euisting Indebtedness. The words "Existing Indebtedness" mean the indebtedness described in the Existing Liens <br />provision of this Deed of Trust. <br />Guaranty. The word "Guaranty" means the guaranty from guarantor, endorser, surety, or accommodation party to <br />Lender, including without limitation a guaranty of all or part of the Note. <br />Hazardous Substances. The words "Wazerdous Substances" mean materiels thet, because of their quantity, <br />concentration or physical, chemical or infectious charecteristics, may cause or pose a present or potentiel hazerd <br />to human health or the environment when improperly used, treated, stored, disposed of, generated, manufactured, <br />transported or otherwise handled. The words "Hazerdous Substances" ere used in their very broadest sense and <br />include without� limitation any and all hazerdous or toxic substences, materials or waste as defined by or listed <br />under the Environmental Laws. The term "Hazardous Substances" also includes, without limitation, petroleum end <br />petroleum by-products or any fraction thereof and esbestos. <br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, <br />mobile homes affixed on the Real Property, fecilities, additions, replacements and other construction on the Real <br />Property. <br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses <br />payable under the Note or Releted Documents, together with ell renewals of, extensions of, modificetions of, <br />consolidations of and substitutions for the Note or Releted Documents and any amounts expended or advanced by <br />Lender to discharge Trustor's obligetions or expenses incurred by Trustee or Lender to enforce Trustor's <br />obligations under this Deed of Trust, together with interest on such amounts as provided in this Deed of Trust. <br />Specifically, without limitation, Indebtedness includes the future advences set forth in the Future Advances <br />provision of this Deed of Trust, together with all interest thereon. <br />Lender. The word "Lender" means Five Points Bank, its successors and assigns. <br />Note. The word "Note" means the promissory note dated June 28, 2012 in the origin�l principal amount <br />of $70 from Borrower to Lender, together with ell renewals of, extensions of, modifications of, <br />refinancings of, consolidations of, and substitutions for the promissory note or agreement. <br />Personel Property. The words "Personal Property" meen all equipment, fixtures, and other articles of personal <br />property now or hereafter awned by Trustor, and now or hereafter ettached or affixed to the Real Property; <br />together with all accessions, parts, end additions to, all replacements of, and all substitutions for, any of such <br />property; and together with all proceeds (including without limitation all insurence proceeds end refunds of <br />premiums) from any sale or other disposition of the Property. <br />Property. The word "Property" means collectively the Real Property and the Personal Property. <br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this <br />Deed of Trust. <br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan <br />agreements, environmental agreements, guaranties, security agreements, mortgages, deeds of trust, security <br />deeds, collateral mortgages, and all other instruments, agreements and documents, whether now or hereafter <br />existing, executed in connection with the Indebtedness. <br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and <br />other benefits derived from the Property. <br />Trustee. The word "Trustee" means Five Points Bank, whose address is P.0 Box 1507, Grand Island, NE <br />68802-1507 and any substitute or successor trustees. <br />