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<br /> • � TOGETHER�'YI'tH all the improvements itow or hereafter erected oc the prope�t�•,and a�I easements,a�purter�ances,and � <,H•�; �.`
<br /> - ' `•'' fixtures aav� or hereaft2r a part of the propetty. Ali replacemenu and additions shall aiso be co�•ered by this Secwiry ' � .-��-: -,. �-
<br /> � ���°a Instrumene. Alt of che foregoiag is referred co i�tbis�ecuricy I++n*��t as the"Property.' - ' ��
<br /> .- - � BQRRt3�YER COVENANF'fS t6at Borrower is IawfuUy seised of the estace hereby coa�eyed and I�as�he right to gram and , ' �,
<br /> ,. ", " convey the Froperty and[hat the Property is�mencumbered,except for eacumbrances of ree�rd.8arro�vcr�anants aa6 witl • . �
<br /> .. . • dsfead generaily the aste to[he ProFerty against alt claims and demands.s�bject[o any encumbrances of record. . `
<br /> ,. • 7'H1S SECURITY 1lVS CRUMEN'F combines unifonn cav�aau for natianal use and non-uniform covenants with timited , �, �
<br /> . variations by jurisdiccion to eonstitute a uniform securiry�nstn_�+±�+�covering real grope�ty. ' ` .
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<br /> ' �, ., ;, tINIFORM COYEAIANTS.Bo:rower and Lendet coveuanc an�agree as follows: " '� �
<br /> -.. ; l. Pay�taent oY Princlpal and l�erest; Puepayaeent and Late C6arges. Borrower shali prorapciy pay when due the
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<br /> . , . ,;,, ' 1 Principal o f and i n t e c e s t o n t h e d e b t e v i d e n c e d by t h e N a t e a n d a nY Preg aymen t a n d l a t e c h a rg e s d u e u n d e r t h e I�o t e. �� .-' �.` �'_...1_-,��.
<br /> ,-:� 2.�u�sds for Taxes a�Ia.eusn�e.St�bjecc w applicab2e law os to a wrinen araiver hy Lender,Borrower shall pay to � _
<br /> � ._�.� l,ender on the day monthly paymcnu are due under the Note.unvZ tbe Note is paid ia full,a snm('Funds')for.(a1 yearly,•taxes
<br /> ..,# and assp���ts which may attain prioriry over this Security Eeem,m�t as a tiea on the Prapen?;,(b)ycarix l�asehold paYn?e�ss .,-�� .i : .
<br /> . _.� or gru�md rents on[he Propeny.i€any:ic)YearlY�azard or Pr+aF�"r m�,�--an^P�]rpmlitm[�fd)yearIy t�ocd iris�rance pre�,�., � � , •• . .
<br /> "s if any; (e)Yearlr mang_age i�'Fr�,��ms. if auy:aad(�};,�s�.��,+,�r�,�tt�S 64rramer,ia[.em3rr,ia�r-�'••..��e�a'as�' ,. ,
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<br /> ,���'�;,;R �S�t' ? ��ay �;�,�i�.c�T�S�����m an,a��ua�e��ei�ceed the maxim�n.�imt a l�det for a f�'ij ---
<br /> <�,i4�t�eai���i�(� � F ,, . . �d�.:s.,.�er the federal Real Estate Settlewent Procedures ACt o8 ' � t .+-- -�
<br /> t I.��rnN�4vT4F`�.� ���iO3IT IL`.s-f.T2Q111IC fOF�ISOWCC�S�t Y +''�
<br /> ;y;�•• �..:;;'��,�` �974 as amended from rime ca time. 12 I3.S.C.Secavs� 2601 et seq. ('RESPA').nnless another law t�applies to the Funds �.;�,R, 'j�_
<br /> � - , sets a lesser atcouac. If so. lxnder may. at aay time.co�ecc aad hold Fuads in�amount not to exceed the tesser amount_ _ _ °
<br /> � _ : . LeAd�tnay esdmare the amuunt of Fvads due oa the basis of caur�nt data and reaconable estimates of expeadi�unes of fumre —°-==
<br /> ° • Fscraw Items or othenvise in aa�4dance with applicable law. .
<br /> • � • .:,� ,. The Funds sriall 6e het�in an inssitution whose deposits am,insured by � fedetal agenry, insttumentaliry. ot cntity. _-
<br /> � {inciuding Lender.if Lender is sucb an institution)or ia any Federal Hor�m Loan Hanls. l.endcc shall apply the Funds w pay the , .' �� .
<br /> . . ,, Escrow Items.t,ender may nos chazge Bonower tor hotding and applying the Funds,aauuall?.aaalyzing the escrow account.or _ ,�:_: `�__ _
<br /> �, �--- verif�ring�fie kscrow Ic�ms.uniess Lcnder pays Batrocret irsterest on�he.�unds cs�d appiicable law permits Leitdec to malce such . " ��
<br /> �. . -- u cbarge.Howe+rer.I.s�tder may requir¢E3c►rtower co pay a one-time charge for an independent real estaee tax reporting senice �
<br /> � � �. " �'�� � use,d Dy Lender in connectton with this loan. unless applicubte taw provides otheruise. UNess an agreement is made os •^ •�,��_ .
<br /> . ..� . applisable taw reqnires iraerest to be paid.l.ender shall no�be required to pay Bor[ower any inceresc or eaminps om the Fuads. � ��"�"`
<br /> � . � Bomnwer and LenQer may apr�in wtitiag.haa�ever.thac fntec+est sball be paid on the Fvnds. Leader shaif gi�e ta BoFrower. ,���_
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<br /> . ��'�: � withouc cAarge. aa annual accounti��ob,the Funds.showing credi:s aud debia to the Fu:ds�aad�the purpose fos.�ti�hich�eacb� . ?,:_�;;_�
<br /> � • :; ` debic to t�e Fltads was tnade.7'he Fvnds aze.plaQge�t as additioua�seculic��fos a13 sv�a secured by,t�is Security Insuum�eaau . ����r,_�';�_-=�
<br /> _ � : ;`�� If the Fuads hald by Leader eaceed the amoaars permir.ed co bc hetd bY apg�i�b2e.law-.,Lea,der shal!account to Borrower , � �-<• — _
<br /> for tlie excess Funds ig accordaace witb ihe reqttizemeats of ap�licable lav�:If�t�s�arromec ol�the Fuads held by Leader at any .
<br /> � " ame is not su�eient co gay tae Essrow Icems ahea due,LEnder may so notify.Borrovrer in wciting.aad.in such case Bonower �-: <�'; , -:=
<br /> �� • ��•-� shali pay to Lender the aznount necessary co a�e ap the defcciency. Borrowea�sball make up the defcciency in no more than '�,::_`:; ��_ _
<br /> : . .•�;t tweive monthly paymenu.at Lender's sole discrecion. � � '� °__
<br /> s .' Upon payment itt futi of ali sums seaued by tl�is Secarity Instrument. lreader sha11 prompdy re!'iind to Bonowet any °'=
<br /> -- , '�'s ..Funds held by Leader.if:�.der paragcaph 21.Leader s'�aU acquire or sell the Pro�erty.Lender.pdor ta t�e acquisiaon or sale
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<br /> ��:5' of the Property,shall app!y auy Fuads held by L.�a.the ume of aeqnisitie��sale as a credit against r�:�sas secuKd by _ �_
<br /> - r � this Seauiry Iastniment. � . .. � =�: — --
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<br /> ` � �+d�r",yr,� 3.Ap�lieatioa of Pay�ea3s.Un".¢�s arplicable laa p�c€�an�rwise.all pay�arrs�+�.+�x',�.^3r 3„����n3er parag�.�hs .
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<br /> _ 4r 1 and 2 shall be applfed:first.to aaY F�►�5meni cl�atg�due ai¢t�the Note:.secatd,ca��:mueu�.;pr�:•�+.�:«s+:er para$�'e� , ,
<br /> � , ': ':Lird.co interes[due:founh.to prencipal due:aad�;:,,�io arry late eharges�r.ait�.the Noce. • � . -
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<br /> . .� 4.Claarges;Liens.Borrower shalt pay alI ta�„ass�s�ts,charges:•:`�,and imposirions a . . �.�o;�e Property -
<br /> , : w�ich saay auain prioriry over this Security Insti't��aad.t�'�v'.�Pa�"�3 or grouad reau,ifn��Drrower shall pay
<br /> . t�ese ob`igar3�ns in the manner ptovided in paragr�t�.as 4f taca�Ps�B in that maaner.Bormwer shaU pay them on time di�ectiv _
<br /> ...._.__� _•,+;: to the person owed paymeait.Borrower shall prom�cl�,�fus�is��'��all notices of amounts co be paid uader this paragraph. .
<br /> . If Borrower makes these payments dim,�xly.Borro�s��I1 p��x.��iumisb co Lsnder receipcs evidencing tt�paymenu. � _
<br /> .� ;'' , . `•;;iuea�=�.
<br /> . Borrower sha11 pmmptly discharge any liea�}hi�4i,has prIosly tfver this Security Iaswment uatess Boirar�er.(a)agees in -
<br /> ,. . , ,°. , �,. writing co the paymeat of the obligation secur�(sy�;t�ti�irs a s�xr acce�:�!e to Lender:(b)coutests u►�gaod faith the lier► � � :�"- _
<br /> 8 ' � 8 P wh:da,i�t6e lxader's o g p .� : ;: .���
<br /> ._. _ .:..._._. by, or defends a unst enforcement o..the liea in, te a1 roc�d'et{�s. pinion o crate to reveat ihe . 3�
<br /> � ' `r enfotcement of the Iien:or(c)secares fr�:n�:e holC3r of the�l�rmtis�;��i:,s�tisfactory to Lender subordinating the lien to .. . y "
<br /> � • tLis SECUriry Insuument.ti Leader detersr.ic:es c.}r'�a�c,�P�r[at ct�f:�'r,g�"r,}r�i�.sttbject to a lien whieh�a��.aztain priority over ,
<br /> ', • ' � ' -� ;,�;t�is Securiry Insc�umeac,�der may give Be-rryw�°a�tp�c`cx ds�,t.�:.,"��'itie�A.�Borrower shall sa[isfy:.}aa lien or iake one or � . . .
<br />- ��r.o-e of t�e actioas s�t��'above witxi.^.10 cl�?,s�trF ito�•�-►��•-uF:p��:e. . •
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