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201205280 <br />(C� "Lender"is�zLS F�tco sArnc, N.A. <br />LCndCr is a National Association <br />organized and existing under the laws of � <br />Lender's address is 101 NORTH PHILLIPS <br />SIOUX FALLS, SD 57104 <br />UNITED STATES OF AMERICA <br />AVENUE <br />Lender is the bene�ciary under this Security instrument. <br />(Di " Trustee" is �LLS FARGO FINANCIAL NATL BNK <br />(E) "Note" means die promissory note signed by Bonower and dated �E i8 , 2012 . The Note <br />statcs that Borrowcr owcs Lcndcr oNE HUNDRED siXTEEN TIiovsAND AND No/ 100 <br />Dollars (U.S. $****116, 000 . 00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Paymenls arul lo pay lhe debt in full nol laler thanNLY 1, 2027 . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />��� �� <br />(G) "Loan" means the debt e��idenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Inswment, plus interest. <br />(H) "Riders" mcans all Ridcrs to this Sccurity Instrumcnt that arc cticcutcd by Borrowcr. Thc following Ridcrs <br />�ue to be eYecuted bv Bono�ver [check bo� as applicable]: <br />� Adjustable Rale Rider � Condominium Rider 0 Second Home Rider <br />0 Balloon Rider � Planned Unit Development Rider 0 1-� Familv Rider <br />� VA Rider 0 Biweekly Payment Rider 0 Other(s) [specify] <br />(I) "ApplicableLaw" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrativc rulcs and ordcrs (that havc thc cffcct of law} as wcll as all applicablc final, non-appcalablc <br />judicial opinions. <br />(J) "CommunityAssociationDues, Fees, and Assessments"mea►�s all dues, fees, assessments and other <br />charges tlk�t are imposed on Borrower or the Property b�� a condominium association, homeowners <br />association or similar organiTation. <br />{K) "ElectronicFundsTransfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such tcrm includcs, but is not limitcd to, point-of-salc transfcrs, automatcd tcllcr machinc <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items thal are described in Seclion 3. <br />(M) "MiscellaneousProceeds"means any compensation, settlement, award of damages, or proceeds paid by <br />any third party� (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damagc to, or dcstruction of, thc Property; (ii) condcmnation or othcr taking of all or anv part of thc <br />Property; {iii) com�eyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1l01 <br />VMP � VMPB(NE) (110� 00 <br />Wolters Kluwer Financial Sarvices Page 2 of 17 <br />