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201205280 designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. ff Lender specifies a procedure for reporting Bonower's change of address, thcn Borrowcr shall onl,y rcport a changc of address through that spccificd proccdurc. There may be only one designated notice address under this Security_ Instnunent at any one time. Any notice to Lender shall be given by delivering it or by mailing it by Crst class mail to Lender's address sl��ted herein unless Lender has designated another address b}� notice to Borrower. Any notice in connection with this Security instrument shall not be deemed to have been given to Lender until actually received by Lender. if any notice required by this Security Instrument is also required under Applicable Law�, the Applicable Law requirement will satish- the corresponding requirement under this Security Instnunent. 16. GoverningLaw; Severability;Rulesof Construction.This Securit}� Instrument shall be governed by fcdcral law and thc law of thc jurisdiction in which thc Property is locatcd. All rights and obligations contained in dus Security Instrument are subject to am requirements and limitations of Applicable Law. Applicable Law might etplicitl`- or implicitly allow the parties to agree by con[ract or it might be silent, but such silence shall nol be construed as a protubition against agreement by contract. In the event thal any provision or clause of this Securit� instrument or the Note conflicts with Applicable Law, such conflict sl�ll not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. As used in this Security Instrument: {a) words of the masculine gender shall mean and include corresponding neuter words or words of the feminine gender; (b) words in the singular shall mean and include the plural and vicc vcrsa; and (c) thc word "may" givcs solc discrction without any obligation to takc any action. 17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Securitv lnstrument. 18. Transferof the Propertyor a Beneficiallnterest in Borrower.As used in this Section 18, "Interest in the Property" means am legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of tide by Borrower at a future date to a purchaser. [f all or an,y part of the Properh� or any Interest in the Properly is sold or trai�sferred (or if Borrower is not a natural person and a bcncficial intcrest in Borrowcr is sold or transfcncd) without Lcndcr's prior writtcn consent, Lender mav require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such e�ercise is prohibited by Applicable Law. If Lender e�ercises this oplion, Lender shall give Borrower nolice of acceleration. The nolice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by tlus Security Instrument. If Borro�ver fails to pay these sums prior to the e�piralion of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 19. Borrower's Rightto ReinstateAfter Acceleration.If Borrowcr mccts ccrtain conditions, Bonowcr shall havc thc righl to ha��c cnforccmcnt of this Sccurity Instrumcnt disconlinucd at any dmc prior to thc earliest of: (a) five days before sale of the Property pursuant to any power of sale contained in tlus Security Instrument; (b) such other geriod as Applicable Law might specify for lhe ternunation of Bonower's righl lo reinstate; or (c) entry of a judgment enforcing this Security instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under tlus Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of an,y other covenants or agreements; (c) pays all e�penses incurred in enforcing tivis Security Instrument, including, but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest NEBRASKA-Single Family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT Form 3028 1/01 VMP � VMPB(NE� (1105).00 Wolters Kluwer Financlal Services Page 12 of 17