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201205252 <br />BY SIGNING BELOW, Borrower accep s and agrees to the terms and covenants contained <br />in this 1-4 Family Rider. <br />h <br />(Seap �� ` Sea11 <br />RI HARD O SI�LTON -Borrower SAARON L SI�LTON -Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seap <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_. (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />MULTISTATE 1- 4 FAMILY RIDER - Fannie Mee/Freddie Mec UNIFORM INSTRUMENT <br />VMP �-57R (0811) Page 3 of 3 Form 3170 1/01 <br />