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201�0���� <br />BY SIGNING BELOW, B rrower accepts and agrees to the terms and covenants contained <br />in thi T-4 mi y Rider. <br />,�� (Seal) � ` <br />RICSARD O SI�LTON - Borrower SHARON L 3I�LTON - Borrower <br />(Seal) (Seal) <br />-Borrower -Borrower <br />(Seal) (Seal) <br />-Borrower -Borrower <br />_ (Seall <br />-Borrower <br />_ (Seal) <br />-Borrower <br />MULTISTATE 1- 4 FAMfLY RIDER - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP �-57R (0811) Page 3 of 3 Form 3170 1/01 <br />