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201205245 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />(Seal) <br />Jame F Taylor -Borrower <br />Che ry I A Tayl or -Borrower <br />(Seal) <br />-Borrow er <br />(Seal) <br />-Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />2012-2978438 199949799911978182 6959 <br />FHA Mortgage WITH MER5-NE Revised 4196 <br />VMP O VMP4N(Nq (1199) <br />Walters Kluw or Financial Services Page 9 of 19 <br />�, A J____F <br />