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<br />�=;..�:� � 97-- in'�37�; LOAM NO. o � 5 s z o t o o s
<br /> =�'-'s `* THIB 8E4UNITY INBTRUMCN'f cnmhinb�unNixm r.cw�nb Inr netbn�i u�and non•unMorm covenante with
<br /> ' . � t Ihnfted verletic�na by�url�tlictic�n to cminlU�dn N w�Horm nenurlly Ins�tn�ment soverinp real proqerty.
<br />..:.:..�rrili,) UNIFnRM COV�NANTB. Ha►rawMr aiKf Lwkf�r r.nvw��M Nrxl�yrM��raiow�:
<br /> ::��� 1.P�ynNtnt of Prinalprl ar�IMIKIMI`PrNNrm�rtH�nd I.�I�Ch11rp��. 6orrower ehell promptly paywi��n due
<br /> the prinolpel 01 and Intereat on tho dNN evkl�nc«cl i�y tl�NrdN Mnd�ny pr�payment and late charges due underthe
<br />-':�°'�- Note.
<br /> �.Fund�tor T�xH�nd fn�unno�, 8ub�nct to A►K�I�cabl�lAw cx to a w�ittrn welver by I.ender,Borrower ahatl y
<br /> •�� �';�� � to lender on tha dey monlhly p�ym�nte are dua und�r Ih�NM�,untM the Nd�I�p�ki In full,a eum("Furr�e") tor:(a�
<br /> ;,;:;��:; • yoeny taxes end ea�earn�nts whlch rru�y attaln prinrNy aver ilit�B�urNy Inetrumrnt dti e Il�n on th�Prdperty;(b yea�ly
<br />�v�=,�.�� leetehold paymerde ar n►ourxf nnh on th�prapwty,N�ny;(c)y�rly h+iz�nd a prop�rty Ineurence premluma;O
<br /> =_.: yaerly flood Inaurence premlum�, M�ny;(�)y��ty martqNqa ln�ur�nc�pr�+nlum�,H eny;end(Q eny eume paya6le ny
<br /> -=�='- Borrower to I.ender,in e�cordanc�wilh th��arc�vl�kxn��I p�t�qr�ph e,In INu d th�p�ymont af mortpaqe Insurence
<br /> m;�``,%�� pnmlum�.These Items are cailed"Ea:row ItMnn.'l.�rxt�r m�y,ar�ny ume,cdi�■nd hdd Funda In en emount not to
<br /> ==—�— excded the maximum emouM a lerxi�r ta�I�dKNIy rN�trd monwW loen rr�yroq uU�for Barower'e eacrow eccount
<br />�;,.,_:��;� undar the federel Reel Est�te 8ettl�nwnt Proa�durM Act uf 1 DrA���m�nd�d from tlm�to tlme,l2 U.3.C. �2601 et
<br /> �eq (`R�SPA"),unle��nother Inw tt►At e(1pIM�ta th�Funda Nt��I��Nr emouM.If eo,L�nd�r may,at eny time,cdlect
<br /><�.;���: and hold Funde In nn nmount not to exca+d the I��w►NmcwM.lwxle►►n�y eetlrrnt�tha�mount af Funde due on the
<br /> �� b�tla d cunent data and reasanable eatimnte�d�xpandKurM d futur�E�orow It�m or dherwl�s In aacorclance wtth
<br />::�`�__:� eppl�abls Iew.
<br />- The Funds shell be heid In en inuRutlnn whoW d�pntlt��n Imur�d by e f�dersl s�snay, Inttrumental►ry, orentlty
<br />_ Y (Inaludinp Lender,ff Lender Is euch en Inetkutbn)or In eny F�der�l Hom�Lan B�nk.Lender ehedl appty the Funde to
<br /> .Y-��'� pey the E4craw Item�.Lender me not ch�rpo 8arowar fcx holdinp�nd epplyfnq lh�Fund�,ennually analyzlnpthe
<br />----= escrow eccount,or verifyirp the�soraw It�mt,uNot�Lrnd�r p�y►r Borrow�►IrKe►e�t cm ths Fundt and eppticabls lew
<br /> --- perm ke Lend�r to make such a charps.Howw�r,L�ndK rr�y nquk�Boncriwr to psy�onR•tlms cher�for an
<br /> -��-� Ind�pandent reel estata tax�eportlnp serv�s us�d by L�nder In connsctkm wlth thl�loen,unlee�applicable law
<br /> ---��-- provldee otherwlae.Unleae sn eflraemant I�m�d�a�ppllcabl�I�w nquNM IM�rKt ta b�p�ld,l.ondK shell not be
<br /> =-� requirad to pay Barawer any Intereat or euminp�on th�Furxl�.Bo►rowa��nd Lrnd�r mey eflres In w►Itl ,however,
<br /> ___-- thet IMereM ehall be p�{d on the Funda.Lendor thell piv�to Btxrow�r,without ch�r�_�n Nnnwl accouM� of the
<br /> = t=unde,showi�p credrt�and�iebi[e to tne runda�nd ti�purpos�ia wi�icn..cn a'�i�u�r`w Fu��u's�r:�na�,e.Ti�.
<br /> " - Fund:en pledped a�addklonel security for eU sum��acur�d by thl�8�ciKky Insfrumont.
<br /> - If the Funda held by Lsnder exceed the emounb p�rm�t�d to b�hNd by�ppIlc�t�lv I�w,Lender�hall eccount to
<br /> Borrower for the exceas Funde in accoMence with th�rsquir�nt�d�ppllr.�bt�Iew.If tft��mouM d tlt�Fund�held
<br /> by Lendef at eny tlme le nat suMlcisnt to pay ths Eecrow It�m�wh�n du�,t.�nd�r rrMy sa notHy Barowsr In wrklnp,
<br /> -- end,In such case Borrower shall pey to Ler�der th�amount necau�ry ta rtwik�up th�defial�ncy.Bo►rower shM meke
<br /> up the deficlenay In no more then twelve monthly perymenb,�t UndK'��ol�dl�crNbn.
<br /> Upon paiym�nt In tutl of ell sums�ecured by thl�3ecurlty Inttn�m�K,land�r�I�aq p►omNtty rstund to Borrowsr my
<br /> Funcla held by Lender.If,under pnrap�uh 21,Lender sheH scqulre a�NI tl�PropKty,L�nder,prlor to th�acqulskbn
<br /> or eals of the Property,ahall epply eny�unde held by Lendsr et th�tln�of ecquisltlon a rale a�e cndk apalnu th�
<br /> sums eecured by thla Security Instrument.
<br /> 3.Appllcatlon ol P�ytntnb. Unlea�eppl�able law provide�othsrvriw,eil parin�M�r�Nwd by I.�ndsf under
<br /> pa�aqn�pht 1 and 2 thsll be applied:ftrst,to eny prepaym�nt ch�rpN dw undor th�Notr,Ncond,to�mount�payabls
<br /> widor p�nflnph 2;thkd,to frKere�t due;fourth,to princlpal duo;and I��t,to�ny lat�ch�rpN dw und�r th�Nots.
<br /> 4.Ch�r�a;Ll�ns. Borrower ehsllpay ell tex�e,esu�un�nt�,charpN,Hn�o md knpo�Mlo►n�ttribut�bl�to th�
<br /> ' Proparty which mey attalnp�1� over this 6ecurity In:trum�nt,�nd IN�N�old p�yrt��tt a pra�nd r��,M any.
<br /> � Bcxrowsr ef�ell pey these obiI�trylon�In the menner provld�d in�np�ph z,a If rwt p�ld In tf�t m�nt�r�Bo►row�r thell
<br /> pny them on ttme dirsctly to tFie pereon owed peymuM.Borrow�r�Iwll promptly fixnith to L�nd�r aN notkw of
<br /> emounte to be pafd under thia paraqmph.if Borrower makes theae peymsnte dkectly,9orrowrr�haN p►omptly furnl�h to
<br /> l.endar recalpt�wrid�nclnq the payments.
<br /> Borrower ehall prompdy dfacharpe nny Ilen wh�h hae{x1orky ovsr thl�8�cu►My InNtum�nt unl�u 8otrowK.(�►
<br /> npreea In writlnq to the payment of the obllpatlon pcund by th�il�+�In�m�nrwr�cc�pt�bl�to Und�r;(b?contest�In
<br /> pood feikh the Ilen by,or defend�apeinst entorcement d th�Ilsn In,IetNl pr�awlN►p�w�lch In th�I.�ndK�opY►lon
<br /> operate to prevent the aMorcement o�the Ilen;or(e)eecuref(rom the hofdK d th�il�n�n��nqn�x atbhctory to
<br /> L.en�er eubonilru�tlnp the Ilen to thi�Socurity Inst►ument.If Lender dM�rminQ�th�t my prrt d th�Pro�rty I��ubJ�ct to
<br /> a Ilen wh�h mey atteln p►lorky over this Security Imtrumant,Lend�r►rMy plv�Bonow�+�notl��M�ntkyMp the Il�n.
<br /> Borrower sheil aetlsty the Ilen or take one or more of the ections�et forth.bo�r.vwcMn�o d.y a�n.�a�oe�c•.
<br /> 6.Hwrd or Prop�rtyr Insunnc�. Bonower ahall keep the Improvernwna nnw�ut�tk�ar 1►N�her�r�ct�d on tl»
<br /> -- Property Insured epainst losa by firo,hazenie Included wkhln the term"sxbnd�d cow►�p� �nd my Mh�r hsxard�,
<br /> �-_,�� Indudlnp floods or floodinp,for wh�h Lender requlree Inaurence.Thls Inwnnc��h�N br rr�kM�ln�d In tl��mounh and
<br /> ����-= for theperioda that Lender requires. The Inaurence car�ie�providlnp the Irnur�nc�tt►�H bN cFx�n by Horrovwr�ubJect
<br /> :�ry:�`-�`:� to Lender's epproval which shail not be unreasonebly withheld. If Horrower IaYw ta mnbdNln cuv�rMy�dNK:Niwd above,
<br />�:�a���Y Lender mey,at Lender's optlon,obtaln coverepe to protect Lendsr'e ripht�In Ilw P�o{�1y In accacl�nc�wflh
<br /> ��� paraprePh 7. ` • �1 " �'
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