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�� �� N � � - � �� N �� B - N � � � �� �� �� � � �. � � � � � When Recorded Return To: CharterWest National Bank 714 N Diers Avenue Grand Island, NE 68803 �a, � �.� � �� _ '.� D' r r - r �� � � n i " k - � �`� fV � �=�.. „� r� -�] .� a _ _ � �_ _� �'� �,.} � � -:, r_.,'� v �.r.� � � J � -, �; , ;� N Y � ) i ' w � 1 c� cn � � C � z —+ .—� m � O o � T ' z = m D m r � r n � �c � � � � � [Space Above This Line For Recording Data] DEED OF TRUST DEFII�TITIONS %� Words used in multiple sections of this document are defined below and other words aze defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) uSecurity Instrument" means this document, which is dated June 26th , 2012 , together with all Riders to this docwnent. (B) "Borrower" is Steven J Yellun, a single person Borrower is the trustor under this Security Instrument. (C) "Lender" is CharterWest National Bank I,ender is a Corporation organized and existing under the laws of the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 (D) "Trustee" is CharterWest National Bank 201 South Main Street PO Boz 288 West Point, NE 68788 (E) `�MERS" is Mortgage Electronic Registrarion Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrumen� MERS is organized and existing under the laws of Delawaze, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. (� "Note" means the promissory note signed by Borrower and dated June 26th , 2012 . The Note states that Borrower owes Lender One Hundred Sigty Eight Thousand One Hundred Fifty and 00/100 Dollars (U.S. $168,150.00 ) plus interest. Borrowerhas promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later than July 1, 2042 (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (� "Loan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (n 00 Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ❑ 1-4 Faznily Rider ❑ Biweekly Payment Rider (.n �Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMEN'I' (MERS) Form 3028 l/Ol (page / of 9 pages) 12439.CV (9/11) 907470 Creative Thinking, Inc. GOTO(001 ft78� MIN:100416700019130658 /� :7 N O � � �� O � � � N � t` � � � � � �