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201205211 <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants <br />contained in this Security Instrument and in any Rider executed by Bonower and recorded with <br />it. <br />RICHARD J REED <br />CATHERINE M REED <br />0 <br />� �.SCQl� <br />-BOTIOWOi <br />(Sea[) <br />-Bonower <br />(Sea[) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />Wimesses: <br />�B�.S� — Singte Family — Faonfe Mee/Freddie Ms¢ UIVIFORM INSfRUMENT Form 3028 iNl <br />GCC - G3028-18 (09/Ol) (Page 18 of 19) <br />