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<br />THIS INSTRUMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of �
<br />Grand Island �,� '
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />(Space Above This Line For Recording Data)
<br />NMLS COMPANY IDENTIFIER: 446443
<br />DEED OF TRUST
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br />BY THIS DEED OF TRUS1�
<br />THI5 DEED OF TRUST ("Security Instrument") is made on June 21, 2012. The grantors are JEFFREY P BECK
<br />and LORI A BECK, HUSBAND AND WIrE, whose address is 3441 GRAHAM AVE, GRAND ISLAND,
<br />Nebraska 68803-6526 ("Bonower"). Bonower is not necessarily the same as the Person or Persons who sign the
<br />Equity - Line of Credit ("Coniract"). The obligations of Bonowers who did not sign the Contract are explained
<br />fiurther in the section titled Successors and Assigns Bound; Joint and Several Liability; Accommodation
<br />Signers. The trustee is Arend R Baack, Attorney whose address is P.O. Boz 790, Grand Island, Nebraska
<br />68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan Association of Grand Island, which is
<br />organized and eldsting under the laws of the United States of America and whose address is 221 South Locust
<br />Street, Grand Island, Nebraska 68801("Lender"). JEFFREY P BECK and LORI A BECK have entered into a
<br />Contract with Lender as of June 21, 2012, under the terms of which Borrower may, from time to time, obtain
<br />advances not to exceed, at any time, a**'�MAXIMUM PRINCIPAL AMOUNT (EXCLUDING
<br />PROTECTIVE ADVANCES)'��'� of Twenty-two Thousand and 00/100 Dollars (U.S. $22,000.00) ("Credit
<br />Limit"). Any party interested in the details related to Lender's continuing obligation to make advances to Borrower
<br />is advised to consult directly with Lender. If not paid earlier, the sums owing under Borrower's Contract with
<br />Lender will be due on July 15, 2017. This Security Instrument secures to Lender: (a) the repayment of the debt
<br />under the Contract, with interest, including future advances, and all renewals, extensions and modifications of the
<br />Contract; (b) the payment of all other sums, with interest, advanced to protect the security of this Security
<br />Instrument under the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the
<br />performance of Bonower's covenants and agreements under this Security Instrument and the Contrac� For this
<br />purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to
<br />Trustee, in trust, with power of sale, the following described properiy located in the COUNTY of HALL, State of
<br />Nebraska:
<br />Address: 3441 GRAHAM AVE, GRAND ISLAND, Nebraska 68803-6526
<br />Legal Description: LOT FIVE (S7, BLOCK TWO (2), FIRESIDE ESTATES SUBDIVISION, HAI.L
<br />COUNTY,NEBRASKA
<br />TOGETI�R WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this 5ecurity Instcvment as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Properly is unencumbered, except for encumbrances of record.
<br />Borrower wazrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Charges. Bonower shall prompdy pay when due the principal of and
<br />interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br />Applicable Law. As used in this Security Insuvment, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />� 2004-2011 Compliance Systema, Inc. 9BAD-F8D4 - 2011 L2.0.485
<br />Covsumer Rwl Eatate - Securiry Iostrument DL2036 Pege l of 5 R'cvx'.compliancev�'steme.com
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