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<br />THIS INSTRiJMENT PREPARED B,Y:
<br />Home Federal Savings & Loan AssociaHon of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
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<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan AssociaHon of
<br />Grand Island � Q . ��
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />(Space Above This Line For Reconiing Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on June 20, 2012. The grantor is JEAN ANN FISHER,
<br />A SINGLE PERSON, whose address is 1802 STOLLEY PARK CIR, GRAND ISLAND, Nebraska. 68803-6344
<br />("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note. The obligations of
<br />Borrowers who did not sign the Note are explained further in the section titled Successors and Assigns Bound;
<br />Joint and Several Liability; Accommodgtion Signers. The trustee is Arend R Baack, Attorney whose address
<br />is P.O. Bog 790, Grand Island, Nebraska. 68802 ("Trustee"). The beneficiary is Home Federal Savings &
<br />Loan Association of Grand Island, which is organized and existing under the laws of the United States of
<br />America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801 ("Lender"). JEAN ANN
<br />FISHER owes Lender the principal sum of One Hnndred Forty Thousand Ninety-three and 50/100 Dollars
<br />(U.S. $140,093.50), which is evidenced by the note, consumer loan ageement, or similar writing dated the same
<br />date as this Security Instrument (the "Note"), which provides for Single payments ("Periodic Payments"), with the
<br />full debt, if not paid earlier, due on August 19, 2012. This Security Instrument secures to Lender: (a) the
<br />repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the
<br />Note; (b) the payment of all other sums, with interest, advanced to protect the security of this 5ecurity Instrument
<br />under the provisions of the section titled Protection o� Lender's Rights itn the Property; and (c) the performance
<br />of Borrower's covenants and agreements under this Security Inshvment and the Note. For this puspose, Bonower,
<br />in consideradon of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with
<br />power of sale, the following described property located in the COUNTY of HALL, State of Nebraska:
<br />Address: 1802 STOLLEY PARK CIR, GRAND ISLAND, Nebraska 68803-6344
<br />Legal Description: LOT FOUR (4) IN PARK GARDEN5 FIFTH SUBDIVISION IN THE CITY OF
<br />GRAND LSLAND, HAI.L COUNTY, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the properly. All replacements and additions shall also be
<br />covered by this Security Inshvment. All of the foregoing is refened to in this' Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Properiy and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower wanants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" sha11 mean all conirolling
<br />applicable federal, state and local sta.tutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />Funds for Tages and Insurance. At Lender's request and subject to Applicable Law, Borrower shall pay to
<br />Lender on the day periodic payments aze due under the Note, until the Note is paid in full, a sum ("Funds") for: (a)
<br />yearly taxes and assessments which may attain priority over this Security Instru.ment as a lien on the Property; (b)
<br />yeazly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance
<br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and ( fl
<br />any sums payable by Borrower to Lender, in accordance with the provisions of the paragraph titled Mortgage
<br />Insurance, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items."
<br />Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a
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<br />Consumer Real Estete - Security In9vumeM DL2036 Page I of 6 www.compliancesyste�s.com
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