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� <br />�� <br />N � <br />e � <br />N �� <br />A <br />�1 . � <br />� r^ �� <br />V 1 <br />� � <br />�� <br />�� <br />�� <br />� <br />�� <br />THIS INSTRiJMENT PREPARED B,Y: <br />Home Federal Savings & Loan AssociaHon of <br />Grand Island <br />221 South Locust Street <br />GRAND ISLAND, NE 68801 <br />� <br />� <br />C <br />°,1,' �1 � <br />��� <br />�� <br />�� <br />� � <br />� <br />I �� <br />'� i <br />a� <br />b <br />r � <br />+—' t 6� � <br />n � �., <br />-., , �--- <br />r�" ; �, <br />�., <br />iiJ <br />y <br />� `ry <br />:J <br />�_� <br />�� __. <br />, <br />� �-- <br />rTt <br />�� <br />�.�� <br />r ..; <br />c. � <br />� -� <br />ti <br />� <br />c. _ <br />� <br />N <br />C� <br />^� <br />� <br />F--� <br />C`.7 <br />C ,^, <br />(_1) <br />c� cn <br />o � <br />c n <br />Z --� <br />--� rn <br />� o <br />o - *i <br />�' z <br />s_ r n <br />� � <br />r � <br />� n <br />� <br />� <br />L <br />� <br />tri <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan AssociaHon of <br />Grand Island � Q . �� <br />221 South Locust Street <br />GRAND ISLAND, NE 68801 <br />(Space Above This Line For Reconiing Data) <br />DEED OF TRUST <br />THIS DEED OF TRUST ("Security Instrument") is made on June 20, 2012. The grantor is JEAN ANN FISHER, <br />A SINGLE PERSON, whose address is 1802 STOLLEY PARK CIR, GRAND ISLAND, Nebraska. 68803-6344 <br />("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note. The obligations of <br />Borrowers who did not sign the Note are explained further in the section titled Successors and Assigns Bound; <br />Joint and Several Liability; Accommodgtion Signers. The trustee is Arend R Baack, Attorney whose address <br />is P.O. Bog 790, Grand Island, Nebraska. 68802 ("Trustee"). The beneficiary is Home Federal Savings & <br />Loan Association of Grand Island, which is organized and existing under the laws of the United States of <br />America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801 ("Lender"). JEAN ANN <br />FISHER owes Lender the principal sum of One Hnndred Forty Thousand Ninety-three and 50/100 Dollars <br />(U.S. $140,093.50), which is evidenced by the note, consumer loan ageement, or similar writing dated the same <br />date as this Security Instrument (the "Note"), which provides for Single payments ("Periodic Payments"), with the <br />full debt, if not paid earlier, due on August 19, 2012. This Security Instrument secures to Lender: (a) the <br />repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the <br />Note; (b) the payment of all other sums, with interest, advanced to protect the security of this 5ecurity Instrument <br />under the provisions of the section titled Protection o� Lender's Rights itn the Property; and (c) the performance <br />of Borrower's covenants and agreements under this Security Inshvment and the Note. For this puspose, Bonower, <br />in consideradon of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with <br />power of sale, the following described property located in the COUNTY of HALL, State of Nebraska: <br />Address: 1802 STOLLEY PARK CIR, GRAND ISLAND, Nebraska 68803-6344 <br />Legal Description: LOT FOUR (4) IN PARK GARDEN5 FIFTH SUBDIVISION IN THE CITY OF <br />GRAND LSLAND, HAI.L COUNTY, NEBRASKA <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the properly. All replacements and additions shall also be <br />covered by this Security Inshvment. All of the foregoing is refened to in this' Security Instrument as the <br />"Property." <br />BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to <br />grant and convey the Properiy and that the Property is unencumbered, except for encumbrances of record. <br />Borrower wanants and will defend generally the title to the Property against all claims and demands, subject to <br />any encumbrances of record. <br />Borrower and Lender covenant and agree as follows: <br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the <br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the <br />Note. <br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" sha11 mean all conirolling <br />applicable federal, state and local sta.tutes, regulations, ordinances and administrative rules and orders (that have <br />the effect of law) as well as all applicable final, non-appealable judicial opinions. <br />Funds for Tages and Insurance. At Lender's request and subject to Applicable Law, Borrower shall pay to <br />Lender on the day periodic payments aze due under the Note, until the Note is paid in full, a sum ("Funds") for: (a) <br />yearly taxes and assessments which may attain priority over this Security Instru.ment as a lien on the Property; (b) <br />yeazly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance <br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and ( fl <br />any sums payable by Borrower to Lender, in accordance with the provisions of the paragraph titled Mortgage <br />Insurance, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." <br />Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a <br />� iooa-zo► � c�umm� s��, Inc. 9BAD-E30C - 2011L2.0.485 <br />Consumer Real Estete - Security In9vumeM DL2036 Page I of 6 www.compliancesyste�s.com <br />fV <br />O <br />i—�► <br />i`.) <br />v.../ <br />�P� <br />F--+ <br />Cd7 <br />CJ'a <br />