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201205f3� PLANNED UNIT DEVELOPMENT RIDER THIS PLANNED UNIT DEVELOPMENT RIDER is made this 18th day of June 2012 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument") of the same date, given by the undersigned (the "Borrower") to secure Borrower's Note to Home Federal Savi ngs and Loan Assn of Grand Isl and (the "Lender") of the same date and covering the Property described in the Security Instrument and located at: 3623 S B1 ai ne St Grand Island, NE 68801 [Property Address] The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with other such parcels and certain common areas and facilities, as described in Agreement for Protective Covenants, Restrictions and Conditions filed August 16, 2002 in the Hall County Register of Deeds Office as Doc. # 200208606 and an amendment filed April 18, 2011 as Doc. # 201102913. (the "Declaration"). The Property is a part of a planned unit development known as Rainbow Lake [Name of Planned Unit Development] (the "PUD"). The Property also includes Borrower's interest in the homeowners association or equivalent entity owning or managing the common areas and facilities of the PUD (the "Owners Association") and the uses, benefits and proceeds of Borrower's interest. PUD COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows: A. PUD Obligations. Borrower shall perform all of Borrower's obligations under the PUi)'s Constituent Documents. The "Constituent Documents" are the (i� Declaration; (ii) articles o� incorporation, trust instrument or any equivalent document wMi� creates the Owners Association; and (iii) any by-laws or other rules or regulations o# the Owners Associatior�. Borrower shall promptly pay, when due, all dues and assessments imposed pursuant to the Constituent Documents. 12-000347 MULTISTATE PUD RIDER - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3150 1 /01 Wolters Kluwer Financial Services Page 1 of 3 Initials: �� ` VMP�-7R (0811) , a