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DEED OF TRUST <br />Lo�n No: 101252860 �. 4 " (Continued) 2 U 12 U 5 0 9� Page 9 <br />Exiating Indebtedness. The words "Existing Indebtedness" mean the indebtedness described in the Existing Liens <br />provision of this Deed of Trust. <br />Hazardous Substances. The words "Hazardous Substances" mean materials that, because pf their quantity, <br />concentration or physical, chemical or infectious characteristics, may ceuse or pose a present or potential hazard <br />to human health or the environment when improperly used, treated, stored, disposed of, generatsd, manufactured, <br />transported or otherwise handled. The words "Hazardous Substances" are used in their very broadest sense and <br />include without limitation any and all hazardous or toxic substances, materials or waste as defined by or Iisted <br />under the Environmental Laws. The term "Hazardous Substances" also includes, without limitation, petroleum and <br />petroleum by-products or any fraction thereof and asbestos. <br />Improvemerns. The word "Improvements" means all existing and future improvements, buildings, structures, <br />mobile homes affixed on the Real Property, facilities, additions, replecements and other construction on the Real <br />Property. <br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses <br />payeble under the Note or Related Documents, together with all renewals of, extensions of, modifications of, <br />consolidations of and substitutions for the Note or Related Documents and any amounts expended or advanced by <br />Lender to discfierge Trustor's obligations or expenses incurred by Trustee or Lender to enforce Trustor's <br />obligations under this Deed of Trust, together with interest on such emounts as provided in this Deed of Trust. <br />Specifically, without limitation, Indebtedness includes the future, adv�ances_ set forth in_the Future Advances <br />provision of this Deed of Trust, together with all interest �hereon � G , `� <br />Lender. The word "Lender" means Five Points Bank, Gits�successo'Fs�=end`-'as�igns. The vilords "successors or <br />assigns" mdan eny person or company that acquires any mte�esf hri ttie'N6tb:`�'<'"f � <br />Note. The word "Note" means the promissory note dated June 18, 2012 in the original principai amount <br />of $14,161 from Trustor to Lender, together with all renewals of, extensions of, modifications of, <br />refinancings of, consolidations of, and substitutions for the promissory note or agreement. <br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal <br />property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; <br />together with ell accessions, parts, and additions to, ell replacements of, and all substitutions for, any of such <br />property; and together with all proceeds (including without Iimitation all insurance proceeds and refunds of <br />premiums) from any sale or other disposition of the Property. <br />Property. The word "Property" means collectively the Real Property and the Personal Property. <br />Real Properly. The words "Real Property" mean the real property, interests and rights, as further described in this <br />Deed of Trust. <br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan <br />agreements, environmental agreements, guaranties, security agreements, mortgages, deeds of trust, security <br />deeds, collateral mortgages, and all other instruments, agreements and documents, whether now or hereafter <br />existing, executed in connection with the Indebtedness. <br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and <br />other benefits derived from the Property. <br />Trustee. The word "Trustee" means Five Points Benk, whose address is P.O Box 1507, Grand Islend, NE <br />68802-1507 and eny substitute or successor trustees. <br />Trustor. The word "Trustor" means MARK E MCGOWAN and KIMBERLY A MCGOWAN. <br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH <br />TRUSTOR AGREES TO ITS TERMS. <br />TRUSTOR: <br />