DEED OF TRUST
<br />Lo�n No: 101252860 �. 4 " (Continued) 2 U 12 U 5 0 9� Page 9
<br />Exiating Indebtedness. The words "Existing Indebtedness" mean the indebtedness described in the Existing Liens
<br />provision of this Deed of Trust.
<br />Hazardous Substances. The words "Hazardous Substances" mean materials that, because pf their quantity,
<br />concentration or physical, chemical or infectious characteristics, may ceuse or pose a present or potential hazard
<br />to human health or the environment when improperly used, treated, stored, disposed of, generatsd, manufactured,
<br />transported or otherwise handled. The words "Hazardous Substances" are used in their very broadest sense and
<br />include without limitation any and all hazardous or toxic substances, materials or waste as defined by or Iisted
<br />under the Environmental Laws. The term "Hazardous Substances" also includes, without limitation, petroleum and
<br />petroleum by-products or any fraction thereof and asbestos.
<br />Improvemerns. The word "Improvements" means all existing and future improvements, buildings, structures,
<br />mobile homes affixed on the Real Property, facilities, additions, replecements and other construction on the Real
<br />Property.
<br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses
<br />payeble under the Note or Related Documents, together with all renewals of, extensions of, modifications of,
<br />consolidations of and substitutions for the Note or Related Documents and any amounts expended or advanced by
<br />Lender to discfierge Trustor's obligations or expenses incurred by Trustee or Lender to enforce Trustor's
<br />obligations under this Deed of Trust, together with interest on such emounts as provided in this Deed of Trust.
<br />Specifically, without limitation, Indebtedness includes the future, adv�ances_ set forth in_the Future Advances
<br />provision of this Deed of Trust, together with all interest �hereon � G , `�
<br />Lender. The word "Lender" means Five Points Bank, Gits�successo'Fs�=end`-'as�igns. The vilords "successors or
<br />assigns" mdan eny person or company that acquires any mte�esf hri ttie'N6tb:`�'<'"f �
<br />Note. The word "Note" means the promissory note dated June 18, 2012 in the original principai amount
<br />of $14,161 from Trustor to Lender, together with all renewals of, extensions of, modifications of,
<br />refinancings of, consolidations of, and substitutions for the promissory note or agreement.
<br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal
<br />property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property;
<br />together with ell accessions, parts, and additions to, ell replacements of, and all substitutions for, any of such
<br />property; and together with all proceeds (including without Iimitation all insurance proceeds and refunds of
<br />premiums) from any sale or other disposition of the Property.
<br />Property. The word "Property" means collectively the Real Property and the Personal Property.
<br />Real Properly. The words "Real Property" mean the real property, interests and rights, as further described in this
<br />Deed of Trust.
<br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan
<br />agreements, environmental agreements, guaranties, security agreements, mortgages, deeds of trust, security
<br />deeds, collateral mortgages, and all other instruments, agreements and documents, whether now or hereafter
<br />existing, executed in connection with the Indebtedness.
<br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and
<br />other benefits derived from the Property.
<br />Trustee. The word "Trustee" means Five Points Benk, whose address is P.O Box 1507, Grand Islend, NE
<br />68802-1507 and eny substitute or successor trustees.
<br />Trustor. The word "Trustor" means MARK E MCGOWAN and KIMBERLY A MCGOWAN.
<br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH
<br />TRUSTOR AGREES TO ITS TERMS.
<br />TRUSTOR:
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