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��:. <br />��; O�DED �� 12 0 5 0'7 6 <br />� <br />�4 <br />:�: <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />� <br />� <br />C <br />� � � <br />A � °°� <br />� � <br />� � <br />i <br />� <br />n �� <br />� <br />� <br />� <br />� <br />� <br />, �' <br />�� <br />�� <br />z � <br />m ` <br />r � <br />r � <br />c� <br />a � <br />� d � <br />rn <br />c <br />v� —p <br />n 3 <br />� <br />� N <br />� <br />m J O <br />fT1 � <br />O <br />N <br />�� <br />�� <br />Z� � <br />-� o <br />O 'T� <br />� Z <br />a rn <br />A � <br />r � <br />r a <br />� <br />� <br />D <br />v �� <br />N <br />C/) <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFIlVITIONS <br />MIN:100416700017660748 <br />Words used in multiple sections of this document aze defined below and other words aze defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document aze also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated January 6th , 2012 , <br />together with all Riders to this document. <br />(B) `Borrower" is Felisiano T Luevano and Margaret A Luevano, husband and wife <br />Boirower is the trustor under this Security Instrument <br />(C� "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) "Trustee" is CharterWest National Bank 201 South Main Street PO Bog 288 West Point, NE <br />68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under t}us <br />Security Instrument MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� "Note" means the promissory note signed by Borrower and dated January 6th , 2012 . The <br />Note states that Borrower owes Lender Forty Three Thousand and 00/100 <br />Dollars (U.S. $43,000.00 ) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later fhan <br />February 1, 2042 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(� "Loan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n "Riders" means all Riders to this Security Inst�vment that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable fina1, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—FannIe Mae/Freddie Mac iJNIFORM INSTRUMENT (MERS) Form 30281/Ol (page ! of 9 pages) <br />12439.CV (9/11) 906844 Creative Thinking, Inc. <br />� <br />O <br />f—� <br />N <br />O <br />O <br />s <br />W <br />W <br />�� �, � � <br />� <br />� •_•,.� �. <br />�_� ! � <br />