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<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on May 22, 2012. The trustor is Uri A. Lopez, a single person
<br />('Borrower"). The trustee is First American Title Insurance Company (" ['rustee"). The beneficiary is Nebraska Housing Developers
<br />Association, which is organized and existing under the laws of the state of and whose address is 3883 Normal Boulevard; Suite 206;
<br />Lincoln, Nebraska 68506-5291 ('Lender"). Borrower owes Lender the principal sum of'Twenty Four Thousand, Five Hundred Sixty Seven
<br />Dollars and Thirty Six Cents, ($24,567.36). This debt is evidenced by Borrower's note dated the same date as this Security Instrument
<br />("Note"),that the full debt, if not paid earlier, is due and payable on sate, transfer or default. This Security Instrument secures to Lender- (a)
<br />the repayment of the debt evidenced by the Note, with interest, and all renewal, extensions and modifications of the Note; (b) the payment of
<br />all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale; the
<br />following described property located in Hall County, Nebraska:
<br />Lot Four (4), in Block Two (2), Park Place Addition to the City of Grand Island, Hall Bounty, Nebraska
<br />which has the address of 515 W 15"' Street, Grand island, NE 68801 ("Property Address");
<br />TOGETHER WITH" all the improvements now or hereafter erected on the property, and all casements, appurtenances and fixtures
<br />now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the
<br />foregoing is referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to grant and convey
<br />the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the
<br />title to the Property against all claims and demands, subject to any encumbrances ofrecord.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations
<br />by jurisdiction to constitute a uniform security instrument covering real property.
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<br />Space above this line for recording
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on May 22, 2012. The trustor is Uri A. Lopez, a single person
<br />('Borrower"). The trustee is First American Title Insurance Company (" ['rustee"). The beneficiary is Nebraska Housing Developers
<br />Association, which is organized and existing under the laws of the state of and whose address is 3883 Normal Boulevard; Suite 206;
<br />Lincoln, Nebraska 68506-5291 ('Lender"). Borrower owes Lender the principal sum of'Twenty Four Thousand, Five Hundred Sixty Seven
<br />Dollars and Thirty Six Cents, ($24,567.36). This debt is evidenced by Borrower's note dated the same date as this Security Instrument
<br />("Note"),that the full debt, if not paid earlier, is due and payable on sate, transfer or default. This Security Instrument secures to Lender- (a)
<br />the repayment of the debt evidenced by the Note, with interest, and all renewal, extensions and modifications of the Note; (b) the payment of
<br />all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale; the
<br />following described property located in Hall County, Nebraska:
<br />Lot Four (4), in Block Two (2), Park Place Addition to the City of Grand Island, Hall Bounty, Nebraska
<br />which has the address of 515 W 15"' Street, Grand island, NE 68801 ("Property Address");
<br />TOGETHER WITH" all the improvements now or hereafter erected on the property, and all casements, appurtenances and fixtures
<br />now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the
<br />foregoing is referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to grant and convey
<br />the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the
<br />title to the Property against all claims and demands, subject to any encumbrances ofrecord.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations
<br />by jurisdiction to constitute a uniform security instrument covering real property.
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