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20120495� <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this <br />PUD Rider. <br />��� (Seal) <br />Shane L Stava - sorrower <br />� (Seal) <br />LI Stava - Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-eorrower <br />MULTISTATE PUD RIDER- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3150 1/01 <br />Laser Fortns Inc. (800) 446-3555 <br />LFI#FNMA3150 1/01 Page 3 of 3 <br />