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201204952 (C) "Lender is �LLS FARGO BANK, N.A. Lender is a NATIONP,L A3SOCIAT=ON organized and existing under the laws of Ts$ vN=TSD STATLS Lender's address is 101 NORTH PBILL=PS AVLNIIL, S=OUX FALLS, SD 57104 Lender is the beneficiary under this 5ecurity Instrument. (�) "Trustee" 1S �'+'LL3 FARGO FINANCIAL NATL BNR C/O SPBC. SI�RV., PO BOX 31557, BILLINGS, MT 59107 (E) "Note" means the promissory note signed by Bonower and dated � 18, 2012 . The Note states that Borrower owes Lender ONE BIINDR� 3IX THOIISAND FIVB HIINDRBD AND 00/100 Dollazs (U. S. $***** 10 6, 5 0 0. 0 0) plus interest. Borrower has promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later than �Y 01, 2042 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late chazges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that aze executed by Borrower. The following Riders are to be executed by Bonower [check box as applicable]: 0 Adjustable Rate Rider 0 Ccmdominium Rider 0 Second Home Rider 0 Balloon Rider 0 Planned Unit Development Rider � 1-4 Family Rider � VA Rider � Biweekly Payment Rider 0 Other(s) [specify] (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other chazges that aze imposed on Borrower or the Property by a condominium association, homeowners association or similaz organizarion. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnarion; or (iv) misrepresentations of, or omissions �.s,t� , tJae value and/or condition of the Propertv. �� / NEBRASKA-Single Femily-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 VMP � VMPB(NE) (1105).00 Woltars Kluwer Finenclal Services Page 2 of 17