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i <br />vf <br />. <br />� :. <br />��-�������� <br />�= <br />�: rl� <br />; <br />i <br />y 9` <br />` � <br />� � <br />� <br />S� . <br />� <br />� <br />201204938 <br />S <br />m <br />r <br />r <br />� <br />o� <br />� � <br />m <br />� <br />� <br />-,, <br />rn <br />� <br />o� <br />'►1 <br />Q <br />r*I <br />rn � <br />v <br />� <br />After Recording Return To: <br />HERITAGE BANK <br />315 W. 60TH STREET, SUITE 100 <br />KEARNEY, NEBRASKA 68847 <br />Loan Number: 07-1677 <br />DEED OF TRUST <br />DEFINITIONS <br />�r v <br />� n � <br />'� C� �-1 <br />� C D <br />rn � � <br />� � rn <br />-t <br />Co <br />� <br />� <br />4� <br />F--� <br />U'1 <br />0 <br />o � <br />'" z <br />= m <br />3> c� <br />r � <br />r n <br />� <br />�C <br />D <br />N <br />� <br />,�,� �D <br />Words used in multiple sections of this document are defined below and other words aze defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(B) "Borrower" is PATRI CK D. BROWN AND RACHEL L. BROWN, HUSBAND AND <br />WIFE, AS JOINT TENANTS <br />(A) "Security Instrument" means this document, which is dated FEBRUAR.Y 3, 2 012 , together <br />with a11 Riders to this document. <br />Bonower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBRASKA CORPORATION organized <br />and existing under the laws of NEBRASKA • <br />Lender's address is 315 W. 60TH STREET, SUITE 100, KE.ARNEY, NEBRASKA <br />68847 • <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is US BANK NA <br />PO BOX 20005, OWENSBORO, KENTUCKY 42304-0005 . <br />(E) "Note" means the promissory note signed by Borrower and dated FEBRUAR.Y 3, 2 012 . <br />The Note states that Borrower owes Lender ONE HUNDRED THIRTY-THREE THOUSAND <br />NINE HUNDRED NINETY AND 0 0/ 10 0 Dollars (U.S. $ 13 3, 9 9 0. 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than MARCH 1, 2 0 4 2 . <br />(� "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I� "Riders" means a11 Riders to this Security Instrument that aze executed by Borrower. The following Riders are <br />to be executed by Bonower [check box as applicable]: <br />� Adjustable Rate Rider <br />� Balloon Rider <br />� 1-4 Family Rider <br />� Condominium Rider <br />[Space Above This Line For Recording Data] <br />� Planned Unit Development Rider <br />� Biweekly Payment Rider <br />� Second Home Rider <br />� Other(s) [specify] <br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/ 1 �� Page 1 of 1 1 <br />� J /�.yj./ <br />���-� �.r �� <br />DodNag/c � <br />www. docmagic. com <br />t'v' <br />O <br />�--� <br />P'V <br />O <br />1-� <br />Q <br />� <br />F-+ <br />Ne3028.dot.unl <br />