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20]204936 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />hlstrumen) and in any Rider executed by Borrower and recorded with it. <br />Q6--144QX=jj7, (Seal) <br />DONALD GUL—LZZ b�! a -Borrower <br />c ei,mc (Seal) <br />SUE GULZOW -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />D Refer to the attached Signature Addendum for additional parties and signatures. <br />24001230 <br />NEBRASKA -Single Family-Fsnnis Mee/Freddle Mso UNIFORM INSTHUMEN 1Fenn 3020 1101 <br />VMP ® VIO MF) 111051 <br />Wolters Kluwer Finenclal Services Page 16 of 17 <br />