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,, . <br /> �::��.�::,-� L ; ._. _ ,. ; _ <br /> ��:. <br /> -.—. .: .�,� —� — �— — —_ --° -- <br /> _ r� . _. <br /> s: ,, - _ : — .. ° ' . — _. .. _ . _ " _ , ' <br /> ' � •� .r.._..d �L,.�.:• �. 4 .. :, �_�� " <br /> ,:. <br /> . . . :;�_- g�_ �i����� .. <br /> - - � ••��;;�.,�� The FunJs shalt br ttrld in an in.titution whu.e drpu.rits are �n.�na ny a fi�ctersE agenr}•, intitruonntality, ar cmity ' <br /> , ';:r. : tincluJing lxndrr.if l.cnder iti tiurh an in,titutiun►or in:�ny Fe�ieral Hum�l�r+an Bank. Lendrr St�ail appl}•ttu:Fund�tr�+a>•the " � � <br /> � -``�<: Eyrrow Itcvnr.[.e�uier ma�n+n cHarge Burn�wfr for t�>Iding afxl 3ppty�ing ihr t�und..annualty a�r.it}iing the�w.ru«a�re�une.ur �" '. <br /> . . verifying th�:E�rmw Itrmr.unl�..i.cndcr p•r��s l3anuticcr inlen�t uu titc FuuJ.anJ�ppli.ai►t,�iaw permity l.c�uicr tn�twRr w�f� <br /> , • :�chxr�tr. Hc+wrr�K..l.rmtrt m�y reyuin Ek+m,�►Lr tu pa} a�m.-tinu ch:age t�n an�ndependcnt real eswte ta�reQ�►ninF ,rr��i�r . <br /> • _ . - u.a! by l.ender in cennecliu�f ait�e.th�. Ac�n. unic., appl�.aM� la�� prn�cdc. �ah.ranc. l!nl.w, an agrcement i� made us <br /> .� - :tp,}TIII':Lt1IC I:IW lt1�Ul�C1 IINCR'�!iU I1l`pJi1J. Lt'I1f�Cf�If�II EIUI Ih fl'{�QIR'!I lU(�J1 Unrru�rer��u �m�rci,t ur cammgr un�hc I�unJ�. _ <br /> . ' . B��rrourr anJ lAndrr may�:trrcr in writm±:.haue�cr,d►at int��rc•t.liall I+e�+•rid��n thr Fund.. Lutdcr,fiall g�vC w 8urraucr. , <br /> �aithout chargc, an annua) :tc�viunting of the FunJ.. +huamg cr�ylitr:sn.t debit.tu�he I�w�d�and thc purryne,fnr��hich Ca�fi <br /> ` debit�a thc Fund�wa.�maSe.Th�Funds arc pl�dgcd a�additiona!+ccur�t�•li�r all.wn.,ccur�yl hy th��S�rurity In.trmuent. '' <br /> • � If thc Fund�hcld b��L.c�uler exc�cud thc amuunt�permittc�t tu hc hetd by<tppla;:ihle law, 1,cnder.halt arcY�unt tu�turruaer ���� <br /> -- � _±�� for the eaces.+Fe�nds in;ucordauce�sith thr reyuirem;:nt�of:ippti�:il�lr law. If th�sm��um uf thc i�undc hrtd b}�l.ernter at any 3�'� <br /> =��� time is not se€ficieat ta pa�;the G+crau ttems uhen•duc.t.endcr ma}uf ncuif}•.&irntiu��r ir�w•r'sting.:utcl.i�s�tnc��lic::rower ---.- <br /> ' ..,� shall pay w Ixnder the araaunt aecc��ary to m�1:�up thr deficiency. Bonrnce�+halt n�ake up�he detirien�-�• in no m�rc than <br /> „ . ,: = >��% � twelve monthly payments,at Lertder's solc discretion. <br /> _ ... . Upon,payment in full of:+II sun�s secured by this Security Instrument. Lender .hall promptty reiund u� Barrower�ny <br /> - • Funds h�ld by Lender. If.under par�grnph 21.Lender shall acquirc or sell the Proiscrtp.lcnder,prior tu the:uquiaiuun vr saie _ <br /> ����°-�--- : of the Praperty,shalt apply any Funds held by l�ender at the timr of�cquisition or sale ac a crtxiit sgai��..t the.ums secured by `�` ` <br /> - t:� this Security ia.tnunent_ '�z <br /> a 3.A IE�gtiur�off s�ds.Uatess licable[aw mvides atherwise.all a ments n�cei�•ed b L.ender under �t fis � •. <br /> ', :� PP � aPP P p Y Y P �!?P <br />-r. ' ..,.•;_. 1 and 2 shalt be apptied:�ta an�preFayment chargt�s ciue under the Note:sernnd,to'amount,pay�bt�under para�mpl)2: - <br /> - ,�� tltird.tu intcrest due;fi�_ta priaripa!duc:arW last.to an}tau:charges dae umier the.�Iote. ��, <br /> - ` �.; 4.Chargcs;Li�s.B�rm«er sliaii pay �ill uvices.asx�.�m�:nt+.char��.�s. 6nes and im�,�ition.auri6uL•tblee tu the�'n��esty j, ., <br /> ,.:.-�;�,,'•7;...� uhi�h ma} attain priorig•over[his 3e�unty Irswment.and I�oId payments or grourtd rents. ef a�c. 8orrut��er s'�rtII33l�pay' ;�;,;: <br /> e•un <br /> " %"��°��'q�r; th.esr ohli�ations in the manner rou ide�f in ara h 2,or i#'not d is�tfiat manner.BurEawer�hafl r them on time directl �'»;': <br /> h•� . ,,,.,, P P SraP P� P".F Y <br /> ����fi„���'�w. to tIie person oticed pa�-tnent.Borrow�er sI�11 promp�ly fumish w Len¢er alt nutices of am�zunti to be paid under this paragraph. � ,�; <br /> � , f���r�^'�i� ' If Burrow�er makes these payments din�.-tty.Bormw•er shal!pmmptly fumish ta Lxrtder receipts evidencina e[ie paymen�s. �,��:< <br /> �c �f ':. Bc.^muer shall promptly dischartr any lie[�which has priority ocer thu 5ecurity Insaruurent unless Bormwer: fa)ag�c�es in � ' � <br /> r i� , z�';.. �� .: <br /> � F. ;- writi:.�:°i�'�F�payment ef the obG,��n,secured by the lien in a masuier acceptable to Ixnder.yb)rnnteseti in goad faith t l}e lien �� <br /> •. :•1..�.�.��c,�`�r.`� . by."t�;i��3^-�ds against•enforcem��ii?'i�at iien in, tegal prue�r3sngs which in the I.en�er'���pinion aperate ta pnw�siie _ - <br /> 'y.,°?4";�:' � • e�o�r�'of the lien:or Ic)s��rr��.s f�:=n the holder of the I:en,:�agreement satisfaMor� o�,�..ender�ubordinating tha:l�en to , `"`. <br /> � �"' •x'•.,.; . �.��5 5�ruc�y instrument_ If Lend��'v?1•�=�ines thai any part of the�mperty is sub}ect to a tien which may attain priority over . � '�'��� <br /> , � :'� � �.:.s;5a.�;.�+Instrument.Lender nt,s� :�:��e Borrower a notice ideraify ing tile l.ec�i_Bnrrouer s.hall sati�fy the lien or take one or ` ��,: <br /> t ' ' � ��e a€lha ections set fonh a6o�e e�u-.�10 days of the gicing�f r,�.., �,. ' • ��:� � . '�`s` <br /> --;�t{ }��':;., • :." .� �d or Propecty L�.-+senr�en.'e. Borrower shall keep�•q��`����yati��nz�'rsn.w��s�.ng or hereafter ereaed•on the r;� � , <br /> $�-.r�t2a i�,.d against,tass b� 5�� �iazards inctuded within EFr't�`"..,���3,�+�5.e�..�k.a�i any other ha7ards.irr�luding �, <br /> ,' . ���':i;:. . •s�,�:s nT f�a�i�g. Pc�,�a..,r.���a��ex:zyuires insurance.This i;xi�.r�.-r..�'�`�a,t��r:.�edl=�uiY amo.unt�and for[he periods� . <br /> ' ��F -'.�}ai�.'t�*`�r�re,�:zi�T#r�';���i?�-�n4e���rrier pmviding the insuras;ce�'^.,.:�:�Z��2a,�+�� �a�•;.2tx��,s::���.'ui�;�endet s approval�c ` ( �,. <br /> ,��„ �, • n•6Pc�x�➢sa��;ih,�'.�`+�'•c�ac��ia�_�'at,�hetd. If Bomnwer fai,fs[o �,^�;�".;?s;+x,r�,;:�.,�+..-�s�'-red�`�.�r�..�:r�may. ai.Leniter•'b ;� i� •. <br /> � �t T;�r F�` ,: ` ' o tioa,�t �� or.Cr2C'r::�n• �<.�L':3t1 ae�5 ii hts in the Pru zrt����i�s�.-c.:�,k a�h'�r.."-',���%' , . . : • i:',. C • <br /> �. � a, � .� P �S � 8 P >•. � � ,.., ,. _. <br /> ��;1 ,!J,, ;��c� i; A�d i�t�k'�nec policies and r.�.,.�sls shatl be aceeptable tn C�i:�::and shall inetu�.e`r q:;r,;i:ud.mortgage cls,use:��,c�'r,3�"r.' � <br /> ?..`,,`: f y�rf�f;� shall iw��e,d�e right to hold thc poliriz's and renewals.If L�:nder rea.�x`,res,Borrowcr shall pni�r.�ly give to Lender all•ro:��ipt5 ot .� <br /> � �' paid premiums and ren�wal natic�.ln the event of loss.Borrower�hall Leive prompt notice to the insurance carrier and i.ender. <br /> r 'i. l.ender may make praof of loss if n6t made promptty by Borma�er. � "'� <br /> ^' Unless Lxnder and Burro�rer othenvise agrcx�n writing,insurance proceeds shalt be applied to restoratian ar repai�af th� ' <br /> � , Property damaged.if thc restoration or rcp�air i�ern�mmically fea.�ible and I.ender's secucity is not t�ycned.!i'ilx:restoration or • �, <br /> � repau is not economic�sfly fe�asible or Lender'��urity would be(essened.the intiurance proceeds shall be applie�l to the�ums � <br /> — � secured by this Security Instronient. wi�ether or not then due. �tiith any excess paid to Burm«�er. If Barro�ver abandons the - - <br /> , . Propeny,ot due.nat un+wer�vithia 30 days a notice from Lendcr that the insurance carrier has offered tu senlc r claim,then , ;♦ <br /> - � .�;:�i Lender'may callect the in.�urartce proceeds. L.ender nzay u,e the proceed� to repair or r��storc the Property or to pay wms �.. <br /> • " , :�<<,;;;. secured by this Security lntitrumcnt,whether or nrn then duc.The 30tiay periad will begin when the notice is given. w�*•' <br /> ' " l;nlass Lender and Borruwec uthorwise agree in w riting. any application of proceeds to principal tihall no[eztend or E� �` <br /> ,���:,:. <br /> ;,,<«r,�� ;ts• postpone.tho duc date of the monthl� puymcnts refcrred w in•paragraphs 1 and 2 or changc thc amount of the payments. If �`"'"_ <br /> �,�rsv;d�� �.^;: under'pu�rxg�aph 21 tkc Property is ucquired by l.cnder, Bonow•er'b right to any inwrance policies and praceeds resuldn�;fram � '> <br /> +�_,�1��Rr� :�: damage 1(at��e Property prior to thc acyuisitiun shall pa.•s to Lrnc'�:���the extent Qf the sums:iecurni by this Security Irw�t,nimont � •, <br />� , , -� � immedi•.t:e#`ypriortotheacquisition. : � ' , <br /> 6.Uecupancy,Freservation.blaintenance and Protectfon a�t�se ProQ�i Borro�pr's i.oan ApplicatIon;l.4asefauids. .�:��`"'• <br /> a <br /> `'1 s�?'•;�:��.: .���•.t` Borrawe4.qhall occupy.cstablish.aad uce the Prnperty as Borro�.,.�r:s prilcip;l:n�idence v:it(r;�cixty days after the execution o'f .� ��.�„ �� <br /> „ .,,:..',P ,- ,•;� a,, <br /> ' :i:'Z:�,t��;.�•:,,:.; this Secvrizy Instrument and,hall centinue to.occupy the ProRem�.;as Sorrower'.pri:n:ipal.r���,dence far at lea�t one��e;r sfter,�,•:_ ;.�. <br /> . ;<ri,i'A� ��.:�= the date��t accupaRCy. unle„[.ernier�utherN�ise agroes in aritin�,;�Ahic1�coment+liall ni9?t�,e��rmatianabty withlield.u�-dnirsy .�,;:� :_ <br /> "�'.,� extenuating circum.,tances exist cut�i�:iZ arc beyond Borro«e�s control. �Bormwer �flalf_4?^tt�;Pstroy, damage or im,�ir the. .. � : t.,_ <br /> _ ., �,. Property,all6w the:�'t�perty to�c�.'�inrate. nr commit waste an the Propetty. Barrow•cr s:isil be in de:f�ai�t if aqy forfeituie :.:� +; <br /> . action ar proccedin�. v�heiher ciyil.tir��riminal, i.i begun.th:st in Lender's good faith judgment could n�ia1`?n forf'eitqre'.ef the . � '.«, _ <br /> ' :;�. � Praperty or otherwise materi�Ily ii,n�ir the lien created bs•thi+$ecurity�Instrument dr l.clu#Qr'.s securiry interest.Burrqsv.raltnay '��.�;,_.�:, .,�� <br /> ; „ � y� cure such 3 default and reia�tau.3s j:rf�uided in paragraph !8.hy causiag the accion ur prm:�:i:�ilt�g eo ba dismissed didi.i•n�Yirrg <br /> .. `���a �t that. in Lender's good foith dca:r�iii�tiun, pmcludes fnrfcitur����f the Borrrnver's interr:�.:ia�thc Property or othef t'�,suieliat f�� <br /> . ' '' ` .`•�:�'. impairment of thc licn rrcateJ by tfii.Security Instrument or�l:endcr s security interc�t.•l,�L�:vwer shall alc,o bc in deiaWt if ': <br /> � ' ' Borrow•er.durin�the I�an upplicatian proces>.gave materi�lly t:i1�P or inaccuraies infortnatiun or statentents to Lender(or�failed .:;. � �" <br /> ° � ' `�� �o provide Lrnder with uny n�aterial informationl in connectiun«•ith�ht luun c:videnced tiy the Note.including,but nut limited '� . <br /> , , �` ta,repmsentutious wncemin�Burrv��•er'c nccupancy of thc Pmperty as a principal residenu:.If thiti Security Intitrunten3 is on a ' • ��: <br /> � � °', leasrliold. Borrower shnll compty �cith all the procisions of the lease. If Burro�ver acqUir.es fee titlo w the Proprtit>r, the � ,: <br /> � • leatiehnld and thc fee titic shall nc�t mcrgc unlcss Lendcr agmes to thc mergcr in�vriting. '•'> '• ! ,.� <br /> ' ��•.. 7.Ptoiection ot lxnder'z Rigfitw iu the Pnnperiy.lf Borrou•er fails to pedorm the w�•enant,:uid agrcemems conia[inoQ in <br /> -�% �-� � . ihis Serurity Instrument,ur thcre i,•r legal pruc�tiding that ma}•�ignificantly affect Ixnder'�nghts in the Properiy(�uch a�:� <br /> . �. prouee.iing in l�kruptcy:.probate, fi�r asrtdcmnatiun nr forfciture or to enf��rce la«:.ur regulatiom►.then[.ender m�y da snd <br /> puy for«•hatecer iti necr�>ary to pn�tect the�•alue of the Pmperty and Lender's nght�in the Prt�peny. l.endrr'. ac�ion.may <br /> � �� include payin� an�� tiunn .ccurcd by a lien ahich hu� priurny w�cr this 5cwrity Insuument, appe�ring in rourt. pa�ing ._ <br /> . ' . . rrasnnable auumc�ti fec�and.cntrring un the Pn�p�rty t�nu�Ce repain. Althuugh Lender may t;il:e actiun undcr thi�paragt�ph <br /> . 7.Len�ler dnec nat ha�c tu du u�. : <br /> � •� �-� Any amnunt.di�hur+c�l by I.cnder ander th�� paragraph 7 �hall bca�mc:utduional debt of B��nu�cer aecunx! h�• thit� <br /> " Securit� In+trument. Unlez�Rarru«�cr and l.cndcr agrce to uthcr tcrms uf paymcm.thece amounts�h�)1 brar intereti�fram th$ ; <br /> � '_. . date of di�bur+ement at thc Vote rate anJ �hall hc p��ahlc. �•ith intere�t. upan nolice from l.endcr ta Bononer reyuetting .1 <br /> . , ' . payment: <br /> � -- � ----�; 8. �tortga�e lasurance.lf l.ead�7 rcyuircd murt�gc iiuuranee a,a cunditiun uP makinp the luan sccured by this Security <br /> ' . ' Instrunnm. E3nrru�tier �hall pa} the premium� tequinqf u•ma�nr,un thc morte��e i�suran.�e in effc�cK. If. for any rrau>n, the <br /> '. . � mnnga�e ine�r.►nce r���erage reyuireJ hy I.endrr lap.e•ur cea..e+t��be in effrct.Borro�yer�hsll pay�he premiumc reyuin�f to <br /> ' •� nblain cu�eragc�ub�t:►ntialh•��yui�•atem to the mortgagr m�urance pre�cuwly in e[fc�ct,at a►y►st sut►.t:n►tially eyuivalent to thz <br />_ � ' c�»t to Borru�+cr.�f the mar�rage in�ur.uuc prc�•i��u+l} in ctfect, trum an attcmate mnrtea�e in�urrr approc�Yi by Lertder. If <br />_' ,. .—�.��._ � .T� <br /> .� ' ; -. �,,.::�.�a Form 3028 9t90 <br />_ , . , . <br />,� . • <br />