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<br />THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of Home Federal Savings & Loan Associatlon of
<br />Grand Island Grand Island
<br />221 South Locust Street 221 South Locust Street �(jo
<br />GRAND ISLAND, NE 68801 GRAND ISLAND, NE 68801 •3 •
<br />(Space Above This Line For R�ording Data)
<br />NMLS COMPANY IDENTIFIER: 446443
<br />DEED OF TRUST
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTITRE ADVANCES ARE SECURED
<br />BY TffiS DEED OF TRUS'1�
<br />THIS DEED OF TRUST ("Security Instrument") is made on June S, 2012. The grantors are RICK L SEYMOUR,
<br />also l�own as RICKY L SEYMOUR, and JODY J SEYMOUR., HUSBAND AND WIFE, whose address is
<br />2227 COCHIN ST, GRAND ISLAND, Nebraska 68801-7627 ("Bonower"). Bonower is not necessarily the same
<br />as the Person or Persons who sign the Equity - Line of Credit ("Contract"). The obligations of Borrowers who did
<br />not sign the Contract are explained further in the section tifled 5uccessora and Assigns Bound; Joint and
<br />Several Liability; Accommodation Signers. The trustee is Arend R Baack, Attorney whose address is P.O.
<br />Boa 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan
<br />Association of Grand Island, which is organized and existing under the laws of the United States of America and
<br />whose address is 221 South Locust Street, Grand Island, Nebraska 68801 ("Lender"). RICK L SEYMOUR and
<br />JODY J SEYMOUR have entered into a Contract with Lender as of June 8, 2012, under the terms of which
<br />Borrower may, from time to time, obtain advances not to exceed, at any time, a*'�*MA7�MUM PRINCIPAL
<br />AMOUNT (EXCLUDING PROTECTIVE ADVANCES)**'� of Ten Thousand and 00/100 Dollara (LT.S.
<br />$10,000.00) ("Credit Limit"). Any pariy interested in the details related to Lender's continuing obligation to make
<br />advances to Borrower is advised to consult directly with Lender. If not paid earlier, the sums owing under
<br />Borrower's Contract with Lender will be due on June 15, 2017. This Security Instrument secures to Lender: (a) the
<br />repayment of the debt under the Contract, with interest, including future advances, and all renewals, extensions and
<br />modifications of the Contract; (b) the payment of all other sums, with interest, advanced to protect the security of
<br />this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the Property;
<br />and (c) the performance of Bonower's covenants and agreements under this Security Instrument and the Contract.
<br />For this purpose, Borrower, in consideration of the debt and the hvst herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of
<br />HALL, State of Nebraska:
<br />Address: 2Z27 COCHIN ST, GRAND ISLAND, Nebraska 68801-7627
<br />Lega1 Description: SEE I,EGAI. D�SCRIPTION EI�IT "A" �ERE�'O ATTACHED
<br />TOGETI�R WITH a11 the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall aLso be
<br />covered by this Security Instivment. All of the foregoing is refened to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Bonower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Boaower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Charges. Borrower shall prompfly pay when due the principal of and
<br />interest on the debt owed under the Conlract and late charges or any other fees and charges due under the Contract.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />� 2004-2011 Complience Syete�, Inc. 9BAD-C324 - 2011 L2.0.485
<br />Consumer Real Estate - Security ImstrumeM DL2036 Page 1 of 5 wa'w•wmpl�enc�vYB�ema.com
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