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2012U4841 14. Coverning Law This Second Deed of Trust shall be govemed by and construed in accordance with the laws of the State of Nebraska In the event that any provision or clause of any of the Loan Instruments conflicts with applicable laws, such conflict shall not affect other provisions of such Loan Instruments wtuch can be given effect without the conflicting provision, and to this end the provisions of the Loan Inst�uments are declared to be severable. This instrument cannot be waived, changed, discharged or terminated orally, but only by an instrument in writing signed by the paRy against whom enforcement of any waiver, change, discharge or termination is sought. 15. Reconveyance by Trustee Upon written request of Beneficiary stating that all sums secured hereby have been paid and upon surrender of tlris Second Deed of Trust and any note to Trustee for cancelladon and retention and upon payment by Trustor of Trustee's fees, Trustee shall reconvey to Trustor, or the petson or persons legally entiUed thereto, without warranty, any portion of the Ttust Estate then held hereunder. The recitals in such reconveyance of any matters or facts shall be conclusive proof of the truthfiilness thereof. The grantee in any reconveyance may be described as "the person or persons legally entitled thereto:' 16. Notices. Whenever Beneficiary, Trustor or Tnistee shall desire to give or serve any notice, demand, request or other communica6on with respect to ttris Second De.ed of Tn�st, each such nodce, demand, request or other communication shall be in writing and shall be effective only if the same is delivered by personal service or mailed by certified mail, postage prepaid, retum receipt requested, addressed to the address set forth at the beginning of this Second De,ed of Trus� Any party may at any time change its address for such notices by delivering or mailing to the other parties hereto, as aforesaid, a notice of such change. 17. Acceptance by TYwste� Trustee accepts ttris Trust when this Second Deed of Trust, duly executed and ackaowledged, is made a public record as provided by law. IN WITNESS WHEREOF, Trustor has executed ttus Second Deed of T as of the day and year first above written. C ' rustorBotrower / �' / (� / � l�! � STATE OF NEBRASKA ) ) ss. COUNTY OF Hall � The foregoing instrument was acknowledged before me this 14tt�ay of June , 2012 by : AI son C Brenizel, • (�� ZTi'"L� � � � � � Notary Public ' My Commission Expires• �ERAL I�TARP • �ate oi Nebr�m MINDY f3tLBERTSON t�y Comm. Exp. R�ay 18, �18 TnistorBorrower STATE OF NEBRASKA ) ) ss. COUNTY OF ) The foregoing inshvraent was acknowledged before me this day of , by [ My Commission Expires: Notary Public 1�TIFA HBA Advantage Loan/Form H (03/2012) 4826-5279-3871.2