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<br />THIS INSTRUMENT PREPARED BY:
<br />Home Federal Savings & Loan Associat[on of
<br />Grand Island
<br />221 Sonth Locuat Street
<br />GItAND ISLAND, NE 68801
<br />AFTER REGORDING RETURN TO:
<br />Home Federal Savings & Loan Associatlon of
<br />Grand Island
<br />221 South Locnst Street
<br />GRAND ISLAND, NE 68801
<br />(Space Above This Line For Recording Data)
<br />NMLS COMPANY IDENTIFIER: 446443
<br />DEED OF TRUST
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<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br />BY TffiS DEED OF TRUS'1�
<br />THIS DEID OF TRUST ("Security Instrument") is made on June 6, 2012. The grantors are MATTHEW D
<br />WENDT and CAROL A WENDT, HUSBAND AND WIFE, whose address is 1612 ZOLA CT, GRAND
<br />ISLAND, Nebraska 68803-Z928 ("Bonower"). Bonower is not necessarily the same as the Person or Persons who
<br />sign the Equity - Line of Credit ("Contract"). The obligations of Bonowers who did not sign the Contract are
<br />explained further in the section tifled Successors and Assigns Bonnd; Joint and Several Liability;
<br />Accommodation Signers. The trustee is ("Trustee"). The beneficiary is Home Federal Savings & Loan
<br />Associal3on of Grand Island, which is organized and existing under the laws of the United States of America and
<br />whose address is 221 South Locnst Street, Grand Island, Nebraska 68801("Lender"). MATTHEW D WENDT
<br />and CAROL A WENDT have entered into a Contract with Lender as of June 6, 2012, under the terms of which
<br />Borrower may, from time to time, obtain advances not to exceed, at any tima, a***1VZP�XIIVIUM PRINCIPAL
<br />AMOIJNT (EXCLUDING PROTECTIVE ADVANCES)*** of Five Thonsand and 00/100 Dollars (U.S.
<br />$5,000.00) ("Credit Limit"). Any party interested in the details related to Lender's continuing obligation to make
<br />advances to Borrower is advised, to consult directly with Lender. If not paid earlier, the sums owing under
<br />Borrower's Contract with Lender will be due on June 15, 2017. This Security Instrument secures to Lender: (a) the
<br />repayment of the debt under the Contract, with iaterest, including future advances, and all renewals, extensions and
<br />modifications of the Contract; (b) the payment of all other sums, with interest, advanced to protect the security of
<br />this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the Property;
<br />and (c) the performance of Bonower's covenants and agreements under this Security Instrument and the Contract
<br />For this purpose, Borrower, in considetation of the debt and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in tcust, with power of sale, the following descnbed property located in the COUNTY of
<br />HALL, 5tate of Nebraska:
<br />Address: 1612 ZOLA CT, GRAND ISLAND, Nebraska 68803-2928
<br />Lega1 Description: LOT TWENTY-THItEE (23), R& B 5ECOND SUBDIVISION, IN THE CITY
<br />OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />TOGETI�R WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrumen� All �of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Boaower is lawfi�lly seised of the eatate hereby conveyed and has the right to
<br />grant aad convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Bonower warrants and will defend genera,lly the title to the Property against all claims and demands, subject to
<br />any encumbrances of record
<br />Bonower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Charges. Bonower shall prompfly pay when due the principal of and
<br />interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" sha11 mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinaaces and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
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<br />Coasumer Roel Bstate - Sec�ity I�strument DL2036 Page 1 of S www.eompl�u.vystamaccm
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