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2012047�� announcement at the time and place of any previously scheduled sale. Lender or its designee may purchase the Property at any sale. Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the Property. The recitals in the TYustee's deed shall be pc�tma facie evidence of the truth of the statements made therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and egpenses of egercising the power of sale, and the sale, including the payment of the Trustee's fees actaally incarred and reasonable attorneys' fees as permitted by Appltcable Law; (b) to all sums secnred by this Security Instcument; and (c) any ezcess to the person or persons legally entitled to it 23. Reconveyance. Upon payment of a11 sums secured by this Security Instrument, Lender shall request Tnistee to re-convey the Property and sha11 surrender this Security Instrument and a11 notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warianty to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable Law. 24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Properly, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applica.ble Law. 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the Properly Address. BY SIGNII�IG BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. -Witness -Witness r �v / � (Seal) C�i*�le'.-td� ` Seal Gerald P Carkoslu -Borrower R arkosld -Borrower STATE OF NEBRASKA, Hall County ss: The foregoing instrument was acknowledged before me this � day of �� �d/� , by Gerald P Carkosld and Suzanne R Carkosld. Witness my hand and notarial seal at�oYAN��„(�r,�.d�/..1�in said County, the date aforesaid My Commission Expires: �� 6818i�► ��N�B.�RO � , Canm. 7 �016 � — ��/ / � ., • . NEBRASKA -Single Famlly-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 � Page 12 of 12 ios, ina Borrower(s) Initlals