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�� � <br />- <br />� <br />IV � <br />e <br />� � <br />fV �� <br />� �� <br />� - <br />N <br />� <br />� <br />�� <br />- <br />� <br />� <br />� <br />� <br />z <br />�' v <br />��� <br />X � <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308-382-2900 <br />n � <br />�� <br />�� <br />�'e <br />�� <br />_ <br />� <br />r <br />� 1 <br />c -� y _ <br />•° �; <br />� �-- <br />m �_ <br />c <br />N r �� <br />r�i <br />:� <br />� � <br />-�, <br />�-, �:, <br />l'�l C <br />� � <br />r.� <br />.. > <br />�. <br />� <br />c <br />� <br />6--+ <br />� <br />- 'D <br />� <br />c,� <br />CJ <br />N <br />� � <br />�� <br />ca <br />� rn <br />--1 <br />� o <br />O '''1 <br />T � <br />s rn <br />D � <br />r � <br />r n <br />� <br />� <br />v v <br />cn <br />� <br />� � <br />� �� <br />y_,� B <br />ce <br />[Space Above This Une For Recording Data] <br />DEED OF TRUST <br />������.�r��.��� <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11, <br />13, 18, 20 and 21. Certain rules regazding the usage of words used in this document are also provided in Section 16. <br />(A) KSecurity InstrumenY' means this document, which is dated June 14, 2012, together with all Riders to this <br />document. <br />(B) "Borrower" is Gerald P Carkosld and Suzanne R Carkoslai, husband and wife, as joint tenants. Borrower is the <br />trustor under this Security Instrument. <br />(C) "Lender" is Ezchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. Lender is the beneficiary <br />under this Security Instrument. <br />(D) uTYustee" is Exchange Bank. <br />Trustee's address is 1204 Allen Drive, PO Boz 5793, Grand Island, Hall County NEBRASKA 68802. <br />(E) "Note" means the promissbry note signed by Borrower and dated June 14, 2012. The Note states that Borrower <br />owes Lender TWO HUNDRED FORTY NINE THOUSAND SEVEN HUNDRED FIFTY AND NO/100 Dollars <br />(U.S. $249,750.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the <br />debt in full not later than July 1, 2013. <br />(� "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />N <br />O <br />� <br />N <br />0 <br />s <br />� <br />� <br />N <br />NEBRASKA -Single Family-Fannle Mae/Freddie Mac UNIFORM INSTRUMENT Form 30Z8 1/01 <br />Page 1 of 12 L S <br />ios, tr�c. Borrower(s) In(tlals � G <br />