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<br /> � 9?+� n.+�r�a LOANNO. ls3ez i�osr
<br /> ���rclsinp th�porwr of�N��nd th�al�,(natudlnp�piy�mint��af 1h�Tru�tM'�iNi wOtU�lly(11CIlR�d,not to
<br /> u t t�d t l w(6)%of tl»�incl p l�l amOUM of tM not��t th�iltrf�01 th�dlclfnotlon of d�iMUR��nd n1i�neib�o
<br /> •tton�y�'t��s pKmttNd b�►I�w;(b to�II sum�s+�aund by thl�Srcu�ity Inswm�m;and(c)�ny�xcas to
<br /> �tw p�rs�n or p�r�r{a�1ty aatttl�i�o�.
<br /> �2.p�conwy��u. l�pon peyment d aU eums eecured by thla 8acurity Inatrummt,Lsrtde�shall requeat Truet�e to
<br /> reconvay the PropeRy nnd ahall eurrender thls Secu►ity Inatrument end all notea evldereclnp debt secured by thi�
<br /> Secudty InstrumeM to Truatee.Trustee shall�ecarnrey the Property wfthout werraMy nnd w(thcut charpe to the person
<br /> ���r�ss!�n!!;eMme�tn k.Such pereon or pereona shallpay any recordatlon costs.
<br /> �3.Substitut�Tru�tM. Lender,at Rs optlon,may ftom time to time remave Trustee snd appolM a succassor
<br /> tn�atee to eny Trustde appolnted hereunde�by an inatrument recorded In the county In wh(ch thia Socurity Instnirnent�S
<br /> recc�nded.Ydithout ccx�veynnca ol the Property,the succassar trustee shall succead to atl thd tiNe,power and duties
<br /> conferred upon Trustee heruln end by appl�able law.
<br /> 24.ppuat tor NotM�s. Borrower requests that copias of the notices of defauft and sale be se�to BoROwer's
<br /> addreas which Is the Property Address.
<br /> 2S.RidKS to thh S�curity InaWm�nt. If one or more riders are executed by Bonower and�ecorded together
<br /> with this Secudty Insimm�ent.the covenants and agreemerKS d each such rider st�aN be Irx�porated irrto and shall
<br /> amend and supplement the covanants and agreemeMs d this Securiry/Instniment as If the rider(s)were e part af this . _
<br /> Security Instrument. [Check app��able box(es)] .
<br /> AdJustabte Rate Rtader ❑Condominium Rlder 1-�4 Famtio��ilder -
<br /> Graduateai Paymem Rider �Plant�ad UnR Developm�nt Rider Biwaekly Paymerrt Rlder
<br /> 9a11s�n Ride� Rate Impr�overnent Rldar Second Wome Rider -
<br /> � Oth�r�s)[��YI
<br /> � BY S1GN1Na BELOW,BoRawer ac�epts ared agrees to tts�terms end covenanta cornained In this Securtry
<br /> , ir�strument and In any r{der(s)executed by Borruwer and recorded with�.
<br /> Witnesaes: A 8i.�
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<br /> JEFFR Y H . HA1'ES
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<br /> � C TNI R . HA1'ES
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<br /> 'F " Sfit�01 Heb►�lk�� H A L L COUflty fi:
<br /> � Tho foreyolnp Instn�ment v+rea ackno+Medged before me thls 4 t h d8y Of S e p t e m b e r , 19 9,by
<br /> JEFFREY Y. HAYES and CYNTHIA R. HAYES
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<br /> � IAIK11�6s IYIy h8�1d 81K1 t10tR�i818A918t G R A N D I S L A H D III 381d�'iWlllt�l,the date atoresald.
<br /> s My commlaslon exptres: o s/ i e/o i
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<br /> �, ����f�'����� NotaryPublb E L A I N E L S T E I N E C K
<br /> El.AINE L.�IEM�GK.
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<br /> / NEORA9KMStNGLE FAINILY-FNMA/FHLMC UNIFORM INSTRUFIBNT� � . ;• FORM 30Z�i/9D
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