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..r. .y , ...rw:,.::,;x,��r-r::4�l��'' _ : <br /> � � .n::::a_;:t.._.sl4= -_� � <br /> 4r;� !+w�p"M.AMNVi�wW W+rt-.a.�...' _ .,.. .. _ .. <br /> ... _if _ __ __ ""._ __''i'��.,.... lT.'Z24� „�, 5��1����'�'�:a"AJi�'rt7�ti;.�:!s:i:7•`.� ..�.v.�., � <br /> �GI.-'eL.:�,.- - - _ <br /> � �'j 1(�'�'',�"�9 <br /> TQGETHBR WITN all the improvements now or hereafter erectal on the ptoperty,imd all casM�nt~uppurtena�xcs,aixi <br /> fixtures now on c�rcaftcr u part of the property. All replacements and additions �shul! ulso bc cavercci by thix Sccurity <br /> lnstrument. All of ehe foregoing is rcferred to[n this Sccurity lnstniment us the"Praperty." _ <br /> BnRROWER COVENANTS that Borrower iti tuwfully seised of the estate hr,rcby conveycd unci hus the right a�g��u�u u►ul <br /> convey the Property and thut Q�e Property is unencumberod. except for encumbrances of recorcl. Bormwer warrants and will <br /> defend generally the title to the Propeny aguinst ull clai�ns and demnnds.subject to uny encumbrnnc�s of remrri. <br /> THIS SECURITY INSTRUMENT combines uniform covenants for natfonal use aad nun•uniform cavenunts with limited <br /> vnriations by jurisd{ctlan to constitute u uniform sc�cudty instrument covering real property. <br /> UNIFORM COVENANTS.Borrower and Lender covenant and egree as follows: <br /> 1. Payment of Principad And Inter4st; Prepayment and Late Charges. Iior►'ower shall prompdy pay wLen duc U�e <br /> principal of und interest on the debt evidenced by the Note and uny prepayment und late charges due under the Note. <br /> 2.Ftinds[or Taxes and Insurance. Subiect to applicable law or to a written wuiver by L.cnd�r. Barrowcr ahall pay to <br /> Lendcr on thc day monthly payrmnts ara due under the Notc.until the Notc is paid in full.a sum("Fu�s"i'°�ho d ayments <br /> and assessments whtch may anain priarity ovcr this Securlty Instrament as a lIen on the Propeay; �b)y y p y <br /> or ground rents ari the Property.if uny;(c)yearly ha7ard or property insuranoe premiums;(d)yearly flood insurance prcmlums. <br /> if any;t�)Y�►'�Y �T��S��nsurance premtums, 1f enY: and(��nY�ums puyable by Borrower to Lender, in acrnrdance with <br /> the provisions of parag:ruph 8,tn lieu of the payment of mortgage insurance y►remiums.These items are called"Escrow Items." <br /> Lender may, at any ticne, collect and hold Funds in an amuunt not to execed the maximum amount a tender for a falerally <br /> relatal mortgage loam m�y require for Borrawer's escrow aceount under the federal Real �state Setdement Procodures Act of <br /> 1974 as amended ftom time to time. 12 U.S.C.Section 2601 er seq.("RESPA"),unless another law that applies to the Funds <br /> seis a lexser amount. If so. Lender may, at any ttme, collect and hold Fua�ls in an amount not to exceed the lesser amount. <br /> Lender may esttmate the f.mount of kunds due on the basis of current datn and reasonable estimates of expenditures of futuro <br /> Escrow Items or otherwise in accordance with appltcable law. <br /> The Funds shall be held in an institution whose deposits are insured by a federal agency, inswmcntality, or enttty <br /> (including Lender,if L.ender is such an instiartion)or in any Fecleral Home Loan Bank.Lender shall apply the Funds to pay the <br /> Escrow Items.L.ender may not charge Borrower for holding and applying the Funds,annually analyzing the escrow account,or <br /> y.r.�-��y,-}�s�ihc g;�cra�:Item��y�sl��LQnl�r gayc Rnrmwer interest on the Funds und applicable law permits I.e�xler to make such <br /> � a charge. However, Lender may re�vire Borrower ro pay a one-time charge for an independent rtal estate tax reporting service <br /> usod by Lender In cannection w�th this loan, un(ess applicable Iaw provides otherwis�, Unless an agreement is made or <br /> applicable law roquires interest to bc paid.Lender shail not be cequired to pay Eorrower any interest or earnings on the gu�ds. <br /> , Borrnwer and Lender may egree in wdting,however.that interest shall be paid on the Funds. I.ender shall give to Borrower, <br /> without charge. an annual axounttng of the Funds, showing credits and debits to the Funds and the purpose foz wfiich esch <br /> debit to the Funds was made.The Punds are pledged as additional security far ull sums secured by this Security Inshument. <br /> If the Funds held by Lender exs�ed the amounts pe:mutted to be held by appiicablG law,Lender shell account to Borcnwer <br /> for the excess Funds in accordanco with the roquirements of appffcable law. If the nmount of the Funds held by [.ender at any <br /> time is not sufficient to pay the Escrow Items when due.Lendcr may so notify Borrower in writing,and.in such case Bornower <br /> shall pay to Lender the amount naccssary to make up the deficieucy. Borrower shall make up the deficlency in no moc�e ttuu� <br /> twelve monthly puyments. at L.endar's sole dtscretion. <br /> (Jpon payment in fuli of all sums secured by this Security Instrument. Lender shall promptly nfund to Iiorrower any <br /> Funds held by Lender.if. under paragrnph 21.Lender shall acquirc or sell the Property.I.end�r.prior to the aoquisition or sale <br /> = of the Property. shall apply a��y Funda held by Lender at the time of acquisition or sale as a credit against t!m sums secured by <br /> ' ' this Security Instrument. <br /> ' 3.Applkatlon oi Payments.Unless applicable Iaw provides otherwise,all payments reaived by Lendcr under paregraphs <br /> , 1 and 2 shall be applied: first, to eny prepayment charges due under the Note; second. to�imounts payable under pnregraph 2; <br /> third,to interest due; fourth,to principal due:and last,to any late charges due under the Nata. <br /> . 4.Charges;Liett�. Rorrower shall pay all taxcs. assessmenu.charges.fines and impositions sttributablc to the Property <br /> � which may attain prioriry over this Securiry Instrument,and leusehold payments or ground ronts, if�ny. Borrowsr shaU pay <br /> ; wese obligations in the manner provided in paragrnph 2.or tf not paid in.that m.�u►ner,Borrower aha�l pay them on time diroctly <br /> to the person owed payment.Borrower shall promptly furrt�ish to Lender all notices of amc�unts ta be paid under this paragraph. <br /> kIf Bonower makes these payments directly,Borrower shall promptly furnish to Lender receipts evtdencing the paymcnts. <br /> , Borrowcr shall promptly discharge:my lien which has priority over tbis Security Instrument unless Borrower:(a)egrces in <br /> ; writing to the puyment of the obligation secured by the lien in a manner ncceptnbie to I.ender;(b)mutests in guod faith the lien <br /> by, or defends again5t enforcement of the lien in, legal proceedings which in the Lender's opinion opetate to prevent the <br /> '• enforcement of the lien;or(c)secures from thc holder of the licn an agreement satisfactory to i..ender subordinating the lien to <br /> �. this Seaurlty Insuument. If L.ender determines thut any purt af the Property is subject to a lien which muy attain prioriry over <br /> : this Security[nstrument, I.ender may give Borcower a notice identifying thc licn.Borrow�r shall satisfy the litn or txke one or <br /> more of the actiona set forth nbove with(n l0 days of the giving of notice. <br /> � Form 3028 9(�0 <br /> � Pp�2 of 8 • <br /> �-�-- s--�-a'y-Y�",j'.�-i�, �1 a�lR���'�f�lw 7/7Blfx• -° -- <br /> __ .- �Ea1.11 ^_r-�y�-.2'W�'1�Gw���c'vJe if���� _ — <br /> ._.._... . .-- . _ _ _ " .-_�_�. __. _ __ _ _ " - .— ..______ <br /> . _ �':�i.Vl�} .�/Yl."�� �fi.o�:an�Y�l if�• �a�a� .- ,..-a.s� <br /> . . ._ F 1�K��� .� - ��1��ii'�nr�fm.r . � . - <br /> -Y. t 7.'t. .1 �WC7i�W1ff9��lEC'i x'.ITaa4�nvNad <br /> �'a`�y�.� 1��, t .vr`,� �F r - -- _ <br /> .�..� .-.l S[��� K� :�'.�':�;�~�f �ti-�.m�- usr`x.. ... <br /> ���y� �_ ""�rts�°°c�� �t1-, �,yj��] '" . 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