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<br /> payments m�y na longer be required, at thc opdan of I.ender, if mortguge h�cura»cc cuvcrugc(h�tlic unH►unt anel f�r the period .
<br /> that I.eixlar rtquires)provided by an insurer approved by l.endcr ugnin becumcy uvalluhlc and I� obtuftx�l. f�irrower Khall pay _
<br /> thc prcmiums required to maintain mortgage ingurar+cc in cffect,or tu provl�ic a losu rese:rvc, untll Ihc rcqulrement for mortgeBe _
<br /> insura�ice ends tn accacda►►ee wtth nny written ngreement between 8arrowcr und I.tinder ur uppllcuhie luw. �
<br /> g� In9pectlon. I.endec or its agent may makc reasonable cntries upan und inspcctian� u(tf�c P�upcs�y. i�:ucicr:.hall give
<br /> Bonawer notice at the time of or pdar to xn inspection specifying reasonable cause far the In�hoction.
<br /> 10. Condemnation. The proceeRls of any awurd or cluim for damages, direct or canseyuentlul, in camucttan with any
<br /> condemnation or other taking of any part of the Property. or for cunveyancc In Ueu af candc�nnallon. are hcrcby a�signod and
<br /> shall be pald to Ltnder.
<br /> In the cvent of a rotal tnkins of the Property,thc proceeds shsll be applted ta the sums secuc�cd by thiti Secudty Instrument,
<br /> whether or nat then duo,with any excess paid ta Bonower. In the event af u p�rti�l taking of the Yroperty in which the fair
<br /> market value of the Property tmmediately befare the takIng i�equal to or greater than tl�c umount of the numg�cured by this
<br /> Secudty Instrument immediately before thc taking.unless Honower�u►d I.tnilcr othcrwisc agree in wriNng, the Kums necured by
<br /> this Sacurity l�nstrument shnll bc reduced by che amount of the proceed� multiplied by the foll�wing fraction: (a) the total
<br /> amount o:the sums aecuxed immedintely before tho teking, dlvided by (b) the fair market valuc aF the Praperty immaliately
<br /> bGfore the taking. Any balance shall bc paid to Horrawer. In the event of a panial tsdcinR of the Property in which the fair
<br /> market vslue of the�'raperty Irruuediately bcfore the taking i�less than thc a►nount of thc sums secured immedintcly befon tt�e
<br /> ta{cjng. unless Borrower�d I,ender otherwise agree in writing or unless applicable Isw otherwise providcy, thc�rocetds shall
<br />. be applied to the surns secured by this Secudty Instrument whether or not thc sums are then due.
<br /> Tf the Property is abandaned by Bonower,or if.after notice by Lender ta Borrowcr that the condcmnor offcr�to make an
<br /> award or settle a claim for damages,Borrower fails to respond tu I.ender withln 30 days aQer thc date the notice Is given,
<br /> Lender is autharized to cotlect and apply the proceeds,at its�ption.either ta restorAtian or repair of the Praperty ar to tha sums
<br /> secured by this Securiry Instrument.�vhether or not then due. �lcation of pracecdx to principal Rhall nat extend or
<br /> Unless Lender and Bonower otherwIse agree in wdting.any app
<br /> postpone the due date of the munthly payments referred to in pnragraphs 1 and 2 or chaoge thc amount of such pa�mcnts,
<br /> 11.Borrower Not Released;For6earance BY Lender Not a Walver.Extenslon of the tinx for payment or modificatian
<br />' of amorttration of the sums secured by this Security Instrument granted by Lender to sny succeswr in interest of Borrawer shall
<br /> not uperate to reieasc ti��liabii.ty of thc orlgi�l BerroWPr or Borcower's successars in Interest. Lender shall not be requjred to
<br /> commence procadings against any auccessor in interest or refuse to extend time for payment or athenvise modify anwniza[ion
<br /> of the surns secured by tlils Security Instniment by reason of any demand made by the originul Borrower or Borrower'9
<br /> successors in interest. Any forbearance by I.ender In exercising any r3ght or remedy shall not be a waiver of or preclude the
<br /> exereise of any right or remaly.
<br /> 1Z, Successors and Assigng Hound; Jolnt and Several LlAbil(ty: Casliners•The covenante and egreements of th{s
<br /> Security Instrument shalt bind and benefit the successors and assigns of Lender and Bonower, subJect to the provisions of
<br /> paragraph 17. Bortowcr's covenanta end agreements shall be joint and several. Any Borrower who co-signs thie Secudty
<br /> Instmment but does not execuu the Notb: (u) is co-signing this Secudty Instrument only to moRgage, grant and convey that
<br /> Bonower's interest in the Proper►y under the terms of this Security Inswmenr.(b)is not persoru�ily obligeted to pay the sur►�s
<br /> secus�d by this Security Instrument:end(c)ugrets that Lender and any other Bonower may agrea to extend,modify.forbear or
<br /> �e�y a�commodations with re?ard to the terms of this Security Instrument or the Note without that Borrower's cansent.
<br /> 13.Lonn Ctwc��s•If the loan secured by this Security instrument is subject to a 1aw which sets nwximum loan chu�es,
<br /> and that law is f'ix►ally interpreted so thut the interest or ather loan charges callected or to be copectai in connection with the
<br /> • loan exceal the permitted limits,then: (a)any such loan charge shall ba ireduced by the anwunt necessury to reduoe the ch�u'ge
<br /> to the permitted limit;and(b)any sums already coltected from Borrower which exceeded {xrrnitted Iimlts will be nfunded to
<br /> � p ymentrt�BorroT we y If a o�n�reduces pri c paly the ureduct on will'be treateduas a part aI tprepaymentkw haut'sny
<br /> propayment charge under the Note.
<br /> ' 14.Notkes. Any notice to Borrower providecl for in this Security Instcument shall be glven by delivedng it or by A I�s
<br /> - it by tltst class mail unless applicable law requires use of another method.The notice shall ba directed to tho Pruperty
<br /> . or uny other address Borrower destgnates by notice to Lender. Atty notice to I.ender shdl be given by first eless tn�til to
<br /> { I,ender's address stated hcrein or any other address I,ender designatcs by nottce to Bomower. Any notice providod for in thia
<br /> ! Security Tnstrument shalt be dcemed to have bcen given to Borrower ar Lender when given as provided in this paragraph.
<br /> ' 15.Governing D aw+ Severability. This Secarity Inst�ument shall be governed hy federal luw and the law of the
<br /> ; jurisdiction in which the Property is located. In the event thut any provision or clause of this Security Instrument or the Nc�te
<br /> - g N n'effect w pwut the confl cN s prov1ision�To thisf end the prorv sious uf thhss5ecudty Instrumenttund he Not uho declaral
<br /> tn bc sevorable.
<br /> 16.Borrower's Capy.Borro��er shall be given one conformed copy of the Notc and of this Securtty Instrument,
<br /> Form 30ZB 0190
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