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�� <br />- <br />� <br />_—. <br />� � <br />N �� <br />0 �� <br />.P �� <br />� �� <br />�� <br />� <br />�� <br />�� <br />�� <br />� <br />ib <br />. <br />� <br />� <br />C <br />n o <br />_ <br />� N <br />� <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />� _ f v <br />[: � <br />�� <br />� = v <br />� �— <br />r �� <br />r � <br />o ��°' � <br />� }.� <br />� �. <br />< c� <br />� � � <br />ri � <br />� <br />° �'i`? N <br />� -, �` <br />� Y cn <br />�� � <br />0 <br />� <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFII�TITIONS <br />MIN:100416700018884123 <br />n � <br />� � <br />c n <br />z m <br />-� <br />'� o <br />o �► <br />�^ z <br />y rrl <br />D � <br />r � <br />r D <br />cn <br />� <br />D <br />� <br />� <br />C <br />5 �� <br />��> <br />Words used in multiple sections of this document aze defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated June 8th , 2012 , <br />together with all Riders to this document. <br />(B) uBorrower" is Carlos F Alvarado and Maria Alvarado, husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) "Trustee" is U.S. Bank Trust Companv, National Association 111 SW Fifth Avenue Portland, OR <br />97204 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation tha,t is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrumen� MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone nwnber of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated June 8th , 2012 . The <br />Note states that Borrower owes Lender Fifty One Thousand Two Hundred and 00/100 <br />Dollars (iT.S. $51,200.00 ) plus interest. Bonower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />July 1, 2042 <br />(G) "Property" means the properly that is described below under the heading "Transfer of Rights in the <br />Property." <br />(� uLoan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n uRiders" means a11 Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Bonower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider � Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider NIFA Mortgage <br />Addendum <br />(.n uApplicable Law" means a11 controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMEN'I' (MERS) Form 30281/Ol (page 1 of 9 pages) <br />12439.CV (9/I1) 907367 Creat�ve Thinktng, Inc. <br />N <br />O <br />f—a <br />N <br />� <br />1 <br />Q� <br />N <br />00 <br />GOTO(OO1t7691) <br />CE'� M. A, <br />