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� <br />— <br />._� <br />0 � <br />,— <br />� = <br />� � <br />W �� <br />� <br />� <br />� <br />� <br />� <br />,� � z <br />� � <br />� _ <br />✓ <br />� <br />� <br />� <br />� <br />� <br />H7 <br />� <br />1'~ <br />H7 <br />H <br />� <br />� <br />� <br />V�! <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Boz 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308-382-2900 <br />r •... <br />a� � �' <br />z � <br />� � r_ <br />� r ti, c:— <br />a �� � <br />�, � <br />� r � F-� <br />m J°' <br />V c' � <br />�� 'YJ <br />� m � <br />:� <br />° � W <br />� - <br />m � ,,. � <br />m <br />s'---- C:k7 <br />� S <br />�� <br />o� <br />C D <br />� rn <br />-� <br />-� o <br />o� <br />� Z <br />3� �Tl <br />n w <br />r � <br />r n <br />� <br />� <br />A <br />� <br />c1) <br />[Space Above Thfs Line For Recording Data] <br />DEED OF TRUST <br />MIN:100846702011236673 <br />DEFII�IITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11,13,18, <br />20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated June 8, 2012, together with all Riders to this <br />document. <br />(B) "Borrower" is Chad M Hoard and Linds�y� Hoard, husband and wife. Borrower is the trustor under this <br />Security Instrument. <br />(C) "Lender" is Ezchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Boz 5793, Grand Island, NEBRASKA 68802. <br />(D) "Trustee" is U S Bank Home Mortgage <br />Trustee's address is 4801 Frederica Street , Owensboro, Daviess County KENTUCKY 42301. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender and Lender's successors and assigns. MERS is the benefic'rary under this Security <br />Instrumen� MERS is organized and existing under the laws of Delaware, and has an address and telephone number of <br />P.O. Bog 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />NEBRASKA �ingle Family-Fannle MaelFreddie Mac UNIFORM INSTRUMENT with MERSForm 3028 7/01 <br />Page 1 of 13 �f,� <br />ios, inc. Borrower(s) IniHals �J� <br />N <br />� <br />� <br />� <br />� <br />1 <br />� <br />.� <br />W <br />� � � <br />J <br />