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201204641 �C) "Lender" ist�ELLS FARG� BANK, N.A. Lender is a 1JATIONAL ASSOCIATION organized and existing under the laws of T� Lender's address is 101 NORTH PSILLIPS II1�TITED 3TATES AVENUE, SIOIIX FALLS, SD 57104 Lender is the beneficiary under this Security Instrument. (D) ° Trustee ° is W�LLS FARGO FINANCIAL NATL SNR C/O SPEC. SERV., PO BOX 31557, BILLINGS, MT 59107 IE) "Note" means the promissory note signed by Borrower and dated � 04 , 2012 , The Note states that Borrower owes Lender �� g�� RTY FIVL THOIISAND AND 00/100 Dollars (U.S. $*****135, 000 . 00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than�Y O1, 2032 . IF) "Property" means the property that is described below under the heading "Transfer of Rights in the Property " �G! "Lo�n" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this 5ecurity Inshvment, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Boaower [check box as applicable] : 0 Adjustable Rate Rider � Condominium Rider 0 Second Home Rider � Balloon Rider 0 Planned Unit Development Rider � 1-4 Family Rider � VA Rider 0 Biweekly Payment Rider � Other(s) [specify] (1) "Applicable L�w" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and. orders (that ha.ve the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, �nd Assessments" means all dues, fees, assessments and other charges that aze imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that aze described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, awazd of da.mages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property NEBRASKA-Single Family-Fannie Mae/Freddie Mec UNIFORM INSTRUMENT Form 302B 1/01 � � VMP81NE) (11061.00 Woltars Kluwar Flrmnclal Sarvicm Pa9e 2 of 17