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<br /> :1,..:.-. 'POC3BTH8R W1TH aRl tho LnproYernent� now or hereaftu crected on the pmputy;'Ahd atl casomcnts.anpuru�ancea, and �_
<br />�_�:`���r fiAwres now nr hrn�[ter a put of tlse poc�paty.Nl replacements and additlon�shall also be coverod by this Socurlty insttumenG --
<br /> '• /111 of thc f�regoing i�rcfemed to tn thl��curity I�swmcnt a9 tha"PropertY•° �'.-
<br /> '�y:;;''. BORROWBI3 COVBNAN'TS thatBarowu is ItwfuQy soL�ed of the es�ate henby conveyed and lu�tho right to grant and I�:-
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<br />-._...,�� convey the Propaty end thu the Prop�ty is unencumbe�ed� exce�t fa ec�cumbrences of rocord.Eorrower warrents end wiU @;
<br />"�` - deiend genasUy the dtk to tho Proputy+�8�inst eU clalms end dunands.subJect to any encumbrances of rocord. �'
<br /> � TtIIS S�CURITY INSTRLIMENT combines uniform cove�ants for natjonal use and non•u�iform covenants with Umitad =';-
<br /> varlations by jurlsclicdon w�onstiwt�e a uniform aecurlty�nsuument covering real propaty. �-
<br /> .� ons �
<br /> ,t•• UNIFORM COVHNAN'fS.Borrower and Lender cover,ant and a�roe as foUows:
<br /> �;:
<br /> -: .,r• ., 1.P�ytneot nf Priodpwl and Intaesti PfreVai'ment and Lat�C6ar�ts. Bortower shall promPaY ps�Y whcn due Ihe �?.
<br /> L;.q ` prIncipnl of and intaest oa 1he de6t evidenced by the Note and aaY P�PaYment and late ch�rgw due unda th�Nole. �_
<br /> �;,�; 2.k�nds tor Tues�nd Iaaunna. Subjxt to appllcabk law or to a wrinai waivu by Lcnder, Borrowcr shall pay w _
<br />'�`�f�'� • I.endu on ilse day monthlY PaY�u are due ander the Note.unW the Note is paid in full,a sum("Fw�ds")for.(a)Yearly taxes --
<br /> '�'��' and assessments which may�uain prlaity ovcr this Socurity Inswment as a lieri on Ihe Propercy:@)Yearly kaschold payments _
<br /> �==�?� a ground rents on tho Propeity. if anY;(c)Yesrly tu�uud or property insurance pr�emiums;(d)Yearly flood insarance prcmiums.if _
<br /> =��;,;,_±t� any;(e)Y�jY�88Be insurar�ce praniums. if any�sad(�saY sums payable by Bomowe-r ta L�ender�in accardanee with the �-
<br />-:�-�--,`,�� pmvlsions of parAgraph 8.in lieu otUu payment of mortgage insuraucx per;miums. 'Ihese items are caped "Escxow Itcros."
<br /> ?:�"w� Lender may,at any tLne�collect and tald Funds in an amount not w caceed the maximum emmunt a knder for a fodaaUy neiated
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<br />-=-,e��:: mortgaga loan may roquire for Bomower's escrow account unde,r dise fakral Real Estata Seulement Procodures Ac1 of 1474 as _
<br /> ,��� ame�x{od fmm time to time.l2 U.S.C.Soctbn 2601 et scq. ("RFSPA"),unless arwt�r law tfut applies a the Funds sets a less�x
<br /> -- amount U 90.T.ender may,at any eme.colloct and hold Funds in an a�aount not to exceed the ksser aawuaG Le�der may
<br />._�_��� est3maze the amount of Funds due on Ihe basjs of current data and reasonabk esdm�tes of cxpeadiwres of fuwre E�cxow Ytems or
<br /> =r= othawLse in accacdance wiW appUca6k law.
<br /> -'�'�. 'lUe Fw�ds sl�ll be held in an insdtution wiwse deposits are insured by a feder�l agency.inst:umentality�or entity(including
<br /> _�;�� L,a�der.if I.et�dea is such an insdtutiai) or in any Fetleral Home I.oan Banic.I.etider sh�ll apply the Funds w pay the L�scmw
<br /> - - Items.L,enda may not et�arge Bort�wer for holding and applying ihe Funds,anuually analyzing the escrow account,or vutfY�B
<br /> _-`-= ���I��������4 g��,M�ntrnxt�n the Funds and aoo4licabk law permits Lendet tO melce suCh 8 Che[Be.
<br /> - � Howavcr.Laider may toquire Bomower w pay a a�e-time charge for an u�dependent nal estete tax reporting scrvice u9ed by
<br /> --^;:� I.e�dec in coonoctbn with this lomi,unless applk�bk law pmvides o�hawLto.Unkss an et�oema►t is trwde or applitxbie law
<br /> --= roqaims inbaest W be pdd,Lender sl�l1 not be requirod to pay Bomowa any intaest or eamings on the Funds.Bommwet aad
<br /> --� = L�nda may�ee in wri6ng,howevu,tl�at interest shall be paid on the F�nds.L,ender ahall give to Barowa,without charge.an
<br /> _-- — , annual accoundag of Ihe Funds.ahowing aodits aud debits to the Funds and the putposa foc which each debit to the Fw�ds was
<br /> ------- m�de.11ie Fiuids aro pkdged as additl�oaal securiry fa sll sums socured by this Socurity Inslrumen� -
<br /> If the Fluids held by L.cxul�excad the aonouats Txxmiued to be held by applipbb la�v.I.ender shW acxount to Barawer fa
<br />----- the exass Funds in accord�noa with Ihe roquireinu�ts of applk�bb law.If the anwunt of the Fuads held by Lender at any bme is
<br /> not suft`xia�t w pay the Escxow Ttwns wtKn dae,L.enda may so noofy Borrowu in wrlting,and.in such case Botmwa shAll WY
<br /> to I,erWer the amouat neccssazy to nwice up the deficiency. Borrowu shall mare up thcc defickncy in no mae tt�an twelve
<br /> mondily PaYments,at I.enda's sok discnedoa.
<br /> UP�WY��in full of ull bumt mecurod by this Sxurity Inslrumau,La�der shall promptly nfund to Barowa any Fw�ds
<br /> . t�eld by I�enekr.If,ondet peragraph 21. Lenda shall acquit¢or sell tbe P[�opaty,Lenda�Prfor Lo the acquisition or sak of the
<br /> propaty,stiall apply any Funds held by Lenda at the dme of acquisidon a sak as a aedit against the sums secured by this
<br /> • Secudty Instnui►a�4
<br /> 3.Application ot Paymenb. Unless applkabk law provldes othervvise,all payments roaived by Lender undar p�egn�phs
<br /> - - 1 anc12 shsll be applied: first. to enY P�Y�t char8es due under d�e Note:saond,to amounts payabk unda parxgaph 2:
<br /> thi�d.w lntaest due:foucth.ta principd due;and last,to any late charges due under the Nou.
<br /> 4.Char�es;Lkna. Borrower sh�ll pay all taxes.assasmaits,charges.fines and Lnposldons sunbutebk ta tha Propaty
<br /> -; which msy aa�in priuiiry ova this Sa�rity 3nswment,and lea�eho1d pxyrtknts or ground rents.if any.Bomnwer shall pay the�
<br /> -.� obllgations in the mumer pcovidod in paregraph 2.a�f not paid in that manner,Bomowa sh�ll pay thom on time dimcdy co the
<br /> pason owed payrr�a��Borrower shall pmmptly fumish to Lenda all notioes of amounts to be paid under this patagraph.If
<br /> Bomnwa m�ices these payments AirecUy.Borrower shall PrortePaY fumish W Lenda rxeipts evldencing the payments.
<br /> -- Bomowa shaq promptlY discharBe any lkn which has priority over tUis Socurity Instrument unless Bomnwer.(a)agrees in
<br /> -, wridng to the payrtknt of Ihe obllgaQon socured by the lien in a manncr sos�ptabk to Lcndex;(b)contests in good faith the lien
<br /> �:,,�� by, or defends against enfonxment of the lien in, kgal psaxe�ings which in the L,enda's opinion oprrate to provent the
<br /> -..-w;;_.-� enforcement of the licn:or(c) secwrat from the holder of the lien ar�agcee�nent satisfactory w L,cnder subocdinating the lien w
<br /> - ��;�� � this Security Insdumen�If Lendar darrmin�s that any part of the Pmputy is subjoct to a lien which may auain priority over this
<br /> _���:�mt. ,
<br />'��',;y,.,,�,:� gocurl�yr Instrurt�ent,I,enclpr may give Bncrower u not3ce Identifying the lien.Borrower shall satisfy the lien or talce one or more -
<br /> �..:.:;;`� • =
<br /> --_=-..-•�.�„� of the acdons set forlh above withL� 10 days of the giviag of nodce.
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