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20]204608 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />BILLIE J THOMAS -Borrower <br />PEGGY E T& -Borrower <br />— (Seal) <br />-Borrower <br />— (Seal) <br />-Borrower <br />— (Seal) <br />-Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />— (Seal) <br />-Borrower <br />— (Seal) <br />-Borrower <br />— (Seal) <br />-Borrower <br />NNEBP ®KA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 VOI <br />M <br />Wolter, Kluwer Financial Services VMP6(Pa (91061.00 <br />Page 16 of 17 <br />00 <br />